Jaivinder Bhandari

Wondering how to close or cancel a credit card with zero balance? Welcome to this post, where you will learn the five simple and easy methods.

Learn about the legal consequences and penalties for non-payment of personal loans in India, including lender actions and borrower rights.

Know how to get a personal loan with a CIBIL score of 550. Learn about the challenges, risks, lender options and smart tips to improve approval chances with Lendingplate.

Learn the key elements of crafting an effective loan application letter. Our comprehensive guide provides tips to enhance your writing and secure funding.

Need an urgent loan with a low CIBIL score? lendingplate offers quick personal loans for CIBIL defaulters with flexible tenures and fast approval.

Learn what a retail loan is, its types, and how it helps individuals finance personal needs like home, vehicle, or education with flexible repayment options.

Explore the top RBI-approved loan apps in India for 2025, featuring the best trusted options. Compare features, interest rates, and benefits.

Understand the key differences between loan write-off and loan waiver, how they impact borrowers and lenders, and their financial implications.

Making part payments in your personal loan reduces interest costs, shortens tenure, and boosts financial flexibility. Check the policies for limits and charges

Discover what loan loss provisions are, why they matter, and how they help manage credit risk. Learn about provisioning methods, key challenges