Loan

Learn what loan underwriting is, how it works, key requirements, and what lenders evaluate to approve or deny your loan application in various scenarios.

A credit builder loan helps you build or improve your credit score with small payments over time. Learn how it works and if it’s right for you.

Learn the difference between repo rate and reverse repo rate, how they work, and why they matter for India’s economy. Understand their impact and how the RBI decides these rates.

Learn what Pre-EMI and Full EMI mean, how they work, their key differences, benefits, tax implications, and how to choose the right option based on your financial needs.

Explore the Prime Lending Rate in India, understand its meaning, how it's calculated, who sets it, and its impact on borrowers, personal loans, and the economy in 2025.

Need urgent funds? Learn how to get a loan against your PPF account at low interest rates, eligibility criteria, repayment rules & more in this quick guide.

Learn what revolving credit is, how it works, and how it affects your credit score. Discover the pros, cons, for managing revolving credit accounts.

Learn what MCLR (Marginal Cost of Funds based Lending Rate) means, how it works, and its role in determining loan interest rates in India.

Discover what a bridge loan is, how it works, and the different types available. Learn why it might be the right choice.

Learn what Loan to Value (LTV) Ratio means, why it matters in lending, and how to calculate it using a simple formula with examples.