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We serve loans, the best way you can borrow
A medical professional often needs quick funds to expand your practice or upgrade your skills. Personal loan for doctors offer you financial support without the hassle of security deposits. You receive amounts up to ₹2.50 lakhs based on your eligibility. We understand your packed schedule between patient consultations and medical procedures.
Our digital process lets you complete your application whenever convenient. Submit basic documents through our app and track your application status online. These loans support various medical needs – from purchasing advanced diagnostic equipment to renovating your clinic. You might want to attend international medical conferences or invest in specialised training programs. We at lendingplate process everything digitally so you stay focused on patient care.
Medical professionals need quick access to funds for various requirements – from clinic expansion to education. We at lendingplate make the process simple.
Steady Career Growth:
Your medical career shows steady growth potential – which makes you an ideal candidate for personal loans. We value your professional stability and offer attractive interest rates.
Quick Processing:
We know your time is valuable. Our digital process ensures you get funds within 30 minutes after approval. No long waiting periods or multiple branch visits.
Minimal Documentation:
Your medical registration and basic KYC documents are enough. We keep the paperwork minimal so you can apply quickly between patient consultations.
Higher Loan Amounts:
Your earning potential as a medical professional qualifies you for higher loan amounts. You can get up to ₹2.50 lakhs based on eligibility.
Flexible Repayment:
Choose repayment terms that match your income cycle. We offer tenures up to 36 months so you can manage EMIs comfortably.
No Collateral Required:
Get a loan for doctors without pledging any assets. Your medical qualification and practice details are sufficient for loan approval.
We have designed simple eligibility requirements keeping medical professionals in mind. Check if you qualify.
Above 21 years
Minimum 1 year
₹20,000 per month
Valid registration with state medical council
Salary/business account with net banking
Indian resident
Getting personal loans for medical professionals is easy. Keep these documents ready –
KYC Documents: PAN card/Aadhaar card/Driving License
Address Proof: Utility bills/Passport/Ration Card
Income Proof: Bank statements & ITR 
Employment/Practice Proof: Appointment letter/Clinic Registration
Bank Account: Latest 3 months statements 
Photograph: Recent passport sizeQuick Digital Experience:
Start your loan journey from your clinic or home through our user-friendly app. Our advanced technology reviews your application instantly. You receive funds in your account within 30 minutes after approval. No more waiting in queues or visiting branches during busy consultation hours.
Doctor-Friendly Interest Rates:
We value your contribution to healthcare. Your stable medical practice qualifies you for preferential interest rates starting at 12%. Our pricing structure stays clear with zero hidden costs. You see what you pay right from the start.
Excellent Financial Support:
Access funds up to ₹2.50 lakhs to support your growing medical practice. Buy advanced medical equipment, upgrade your clinic infrastructure or manage personal expenses. You decide how to use the funds based on your priorities.
Smart EMI Structure:
Take control of your loan repayment schedule. Select monthly instalments that match your practice income. Spread your repayment across 36 months to keep EMIs manageable. Change payment dates to align with your revenue cycle.
Zero Collateral Benefits:
Focus on your medical practice without worrying about asset documentation. Your medical credentials and practice details secure your loan. Skip the lengthy paperwork typically needed for secured loans.
Start your loan application in simple steps. Take the first step toward financial support. Apply now through our app or website to experience hassle-free lending and get from 10,000 to 2.5 lakhs instant loan for doctors.
You need to understand the charges once you borrow the amount from us. Once you know the charges, it becomes easier to apply for the loan –
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
Choose repayment options that match your financial planning. We offer flexible terms with our personal loan for doctors.
Flexible Tenure Options:
Select loan tenure between 3 to 36 months based on your repayment capacity. Adjust EMIs according to your income.
Multiple Payment Modes:
Pay EMIs through auto-debit UPI or online banking. Set up automatic payments to avoid missing due dates.
EMI Calculator Access:
Use our EMI calculator to plan your repayment. Compare different tenure options before finalising your loan.
Payment Reminders:
Get timely alerts about upcoming EMIs. Track your loan status through our mobile app.
Taking a personal loan needs careful financial planning. You should evaluate your current income, future earnings and existing commitments. We recommend checking these key factors to make an informed borrowing decision.
Check Eligibility Requirements:
Review our eligibility criteria carefully. Ensure you meet income credit score and documentation requirements before applying.
Compare Interest Rates:
Evaluate our competitive interest rates. Calculate total interest cost for different tenure options using the EMI calculator.
Assess Repayment Ability:
Consider your monthly income and expenses. Choose an EMI amount that leaves enough buffer for other financial commitments.
Review Loan Terms:
Read the loan agreement thoroughly. Understand processing fees, charges and prepayment conditions before accepting the loan offer.
Keep Documents Ready:
Arrange the required documents beforehand. Complete documentation helps process your loan application faster.
Medical professionals with valid registration aged 23-58 years earning a minimum ₹25,000 monthly can apply. You need a minimum of one year of practice experience and a credit score above 650. Both self-employed doctors and those working with hospitals qualify for personal loan for doctors.
You can get up to ₹2.50 lakhs based on your income, credit score and repayment capacity. The final loan amount depends on factors like practice duration, monthly earnings and existing financial commitments.
No collateral is required for personal loan for doctors. Your medical qualification, professional experience and income proof are sufficient. We offer unsecured loans depending on your creditworthiness.
Interest rates start from 12% per annum. The exact rate depends on your credit profile income and loan tenure. We offer transparent pricing without hidden charges.
You can apply with credit scores above 650. But you can still apply for a loan with a low credit score. We consider your professional stability and income potential while evaluating applications. Building good credit helps get better interest rates.
Use funds for various purposes like buying medical equipment, clinic renovation, personal expenses or education. There are no restrictions on end use of the loan amount.
Self-employed doctors with established practice can apply. Submit practice registration and income proof through IT returns and bank statements. A minimum of one year of practice is required.
Select the loan details you want to know
Select the loan details you want to know
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Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
