Did You Know?
We serve loans, the best way you can borrow
We at lendingplate are here to offer instant cash loan solutions to put money in your account during emergencies. You can complete the procedure within 30 minutes. Our digital lending platform can transform your financial needs into a reality that too with minimal documentation.
So, receive instant loans from ₹10,000 to ₹2,50,000 directly to your bank account in a hassle-free manner. Our quick cash loans are available through our portal. So, complete the whole process online without visiting any branch.
Our dedicated team works round the clock to process your application swiftly while maintaining the highest security standards for your data protection. Apply for fast cash loans today and experience hassle-free borrowing with transparent terms.
Visit the lendingplate portal on your smartphone or desktop to begin your loan application journey today.
Complete our simple digital form with your personal and employment details for quick processing.
Submit your identity proof and income documents through our secure mobile application platform.
Connect your bank account digitally for instant verification of your financial details.
Get your approved loan amount credited directly to your bank account within minutes.
Plan your borrowing wisely with our advanced EMI calculator that shows detailed breakdowns of your monthly payments. Enter your desired loan amount, tenure, and interest rate to view comprehensive repayment schedules instantly. Our calculator helps you make informed decisions by displaying exact EMI amounts with principal and interest components.
Experience seamless loan applications through our advanced mobile platform that processes your request within minutes without requiring branch visits.
Choose from multiple repayment tenures ranging between 3 to 15 months that perfectly match your monthly budget requirements.
Submit only essential documents through our secure digital platform that protects your sensitive information with advanced encryption technology.
Trust our transparent fee structure that clearly displays all applicable charges upfront without any surprises during repayment.
Rest assured with our bank-grade security measures that protect your personal and financial information throughout the process.
Receive your approved loan amount directly in your bank account within 30 minutes through our automated disbursement system.
Make your dreams possible with our simple eligibility requirements for instant cash loan applications. We design our criteria to help maximise customers’ access to quick financing solutions for their needs. Trust our decade-long experience in understanding your requirements and delivering suitable financial products.
Get access to lending solutions with our competitive interest rates and flexible repayment options. We maintain complete clarity in our charges structure. Here’s what you need to understand before getting a loan from us –
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
Repayment Capacity :
Calculate your monthly income and expenses carefully before finalising the loan amount.
Interest Charges :
Review all applicable fees and charges to understand your total repayment obligation.
Loan Purpose :
Ensure you borrow only for essential needs that match your repayment capability.
Experience smart financing solutions with our customer-first approach. Choose us for your financial needs because we prioritise speed and security in every transaction.
Our paperless process gets you from application to approval within minutes online.
We offer rates starting at 12% per annum with flexible terms suited to your budget.
Your approved loan amount reaches your bank account within 30 minutes during business hours.
We display all fees and charges upfront so you know what you will pay.
Our bank-grade encryption keeps your personal and financial information protected at all times.
Select a repayment schedule between 3 to 15 months that matches your income.
Join thousands of satisfied customers who trust us for their urgent financial requirements daily.
Our customer service specialists help you through every step of your loan application journey.
Make your monthly payments through our convenient digital channels. Set up auto-debit from your bank account for hassle-free repayments. Access your loan details anytime through our mobile app. Track your payments and upcoming EMIs easily. Get instant payment confirmations and statements online. We help you manage your loan repayments effortlessly through our digital payment channels that offer multiple options. You can set up auto-debit instructions from your bank account for timely EMI payments. Get access to your loan details anytime through our portal and track repayment schedules.
Receive instant payment confirmations and download statements online. Contact our support team for assistance with repayment queries or special requests.
You can apply for loans up to ₹2,50,000 depending on your monthly income and eligibility criteria. The final approved amount considers factors like salary and credit score. We also check your income stability – you need to earn at least ₹20,000 every month to get an instant loan from us.
Our digital platform processes applications within minutes through automated verification systems. After approval, we credit the loan amount to your bank account within 30 minutes during working hours.
Yes, we evaluate applications from customers without credit history based on alternative data points. We consider factors like income stability, employment profile and bank statement analysis for loan decisions.
Late payments attract additional charges and negatively impact your credit score. Contact our support team immediately if you face repayment difficulties. We work with customers to arrange flexible payment plans.
Yes, our platform uses advanced encryption and security protocols for all transactions. We follow strict RBI guidelines and maintain complete transparency in our lending processes and charges.
We offer loans to salaried professionals from approved organisations. However, self-employed individuals can also consult us for instant cash loans with great interest rates (ranging from 12% to 36% per annum). We plan to offer services to both self-employed and salaried individuals.
Choose flexible repayment tenures between 3 to 15 months based on your preference. You need to select an EMI amount that comfortably fits your monthly budget and income.
No, we maintain complete transparency in our fee structure. All applicable charges (including processing fees, interest rates and other costs) are clearly communicated upfront.
Select the loan details you want to know
Select the loan details you want to know
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Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
