India's fastest growing Personal Loan platform
Unifinz Capital India Limited is registered as a NBFC – Investment & Credit Company (NBFC- ICC) with the Reserve Bank of India. Unifinz Capital started retail operations under the brand-name “lendingplate” in March-2022. We are a technology driven NBFC and operate as a ‘Digital Lender’ offering unsecured personal loans to individuals spread 450 cities / towns across the country. The company is also listed in the Bombay Stock Exchange (BSE) since May-2018
Director - Non-Executive
Director - Non-Executive
Director - Non-Executive
Director - Independent
Director - Independent
Director - Independent
Director - Independent
Chief Executive Officer
Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
Corporate Identity No. (CIN)
L 1 7 1 1 1 D L 1 9 8 2 P L C 0 1 3 7 9 0
RBI Certificate of Registration No (CoR):
1 4 . 0 0 2 3 3
Registered Office :
Rajlok Building (Floor-5), 24 Nehru Place, New Delhi-110 019
Director - Non-Executive
Pawan Mittal is a qualified member of the Institute of Chartered Accountants of India (ICAI) and also a qualified member of the Institute of Cost and Management Accountant (ICMA). He is a practicing Chartered Accountant by profession and has more than 20 years of experience in the field of finance and taxation.
Director - Independent
Rishi Kapoor is a management graduate from Institute of Management Technology, Ghaziabad and holds a master’s degree in computer science from University of Illinois, USA. He brings in 30 years of global experience from Fortune 100 companies across the US, Europe, and APAC markets with a profound understanding of technology and BFSI domain. His distinguished career spans leadership roles at IBM, Coforge, HCL, Max Bupa, Citi Group, and Satyam, where he excelled in diverse leadership roles as CEO, Client Partner, Strategy, Global Business Head & Global Delivery.
Director - Independent
Vinod Kumar is an alumnus of the Institute of Bankers, holding a master’s in economics and CAIIB certification. He is an ex-banker of Punjab National Bank, with his rich experience of retail and corporate credit spanning multiple decades, having served in various leadership roles in the Bank including as the CEO of the Bank’s subsidiary, PNBISL (merchant banking and corporate advisory company). He brings a wealth of experience from the banking sector that shall prove huge asset to the organisation.
Director - Independent
Ankit Singhal is a qualified member of the Institute of Company Secretary of India (ICSI) having more than 6 years of post-qualification experience in the field of Corporate Secretarial services.
Chief Executive Officer
Kaushik Chatterjee is the CEO and Founder of Unifinz. He is the architect of the digital lending business of Unifinz Capital and conceived the brand ‘lendingplate’. It is under his initiative that the retail operations were launched in the company in early 2022. Kaushik is a management graduate with 25 years of experience in personal finance. He has worked with multiple Banks and NBFCs including names like ICICI Bank, Indiabulls, India Infoline and Fullerton India. He has worked across functions and served in varied leadership roles before taking up the helm of Unifinz.
Chief Technical Officer
Srikanta Khatei is a qualified BTech in Computer Science with certification on Chief Digital Officer & Artificial Intelligence (AI) from the Indian School of Business (ISB), Hyderabad. He has overall work-ex exceeding 18 years and joins us from Pumpkin, a fintech startup, where he has been the CTO. He has worked as Lead Tech/ Head of IT in Escrowpay, SMC Finance, Progcap, Home Credit, Newgen Software.
Chief Marketing Officer
Ankur Koul is a qualified MCA with 16 years of experience in personal finance. In his previous assignment with PayU Finance, he had been heading the Digital Marketing for Paysense and Lazypay. He has worked with Lenskart, Jabong, PCCare, vCustomer and even for a year with Google.
Chief Business Officer
Sagar Singh Gogawat is a management graduate with 12 years of experience in personal finance. In his previous assignment at GroundTruth, an international media platform, he had been the Product Lead for Innovation and Research. He has further worked with NBFCs like PC Financial, American Express, Paytm, L&T Finance, Kotak Mahindra Prime in varied roles of Product, Growth, Strategies and Partnerships.
Company Secretary & Compliance Officer
Ritu Tomar is a qualified Company Secretary with more than 5 years of experience in companies like Dhansamridhi Finance, Alankit Limited and also Alankit Finsec Limited.
Director - Non-Executive
Ritu is a commerce graduate with a Post-Graduate Diploma in Business Administration and is a seasoned finance professional with over 15 years of experience in treasury and financial management. She has also served as the Chief Financial Officer (CFO) of the company before being inducted to the Board. She is certified in Insurance underwriting from American Institute for Chartered Property Casualty Underwriters (AICPCU) and also holds NISM V-A certification.
Director - Non-Executive
Manish Aggarwal is a a qualified member of the Institute of Chartered Accountants of India (ICAI) with over 15 years of experience in taxation, finance, and accounting across the real estate, broadcasting, and corporate sectors. His expertise includes managing statutory compliance, handling audits, implementing GST migration, fund management, and preparing comprehensive financial reports.
Director - Independent
Shubh Charan is a qualified member of the Institute of Chartered Accountants of India (ICAI) with over two decades of experience in financial management, statutory compliance, taxation, internal controls, and business process improvement. He led critical projects such as GST rollout and Oracle ERP implementation, ensuring strong regulatory compliance and operational efficiency in National Informatics Centre Services Inc. (NICSI).
Head - Finance & Accounts
Bhuvan is a qualified member of the Institute of Chartered Accountants of India (ICAI) with close to two decades of experience in financial and internal controls, variance analysis, various statutory compliances, budgeting & forecasting, ERP financial management, taxation and business process improvement. He has worked with Prayas Financial Services, Kogta Financial India, Satin Creditcare Network, Rajasthan Patrika, Girnar Software, Compucom Software before joining Unifinz.
Head - Human Resource
Priyanka Sachdeva is a management graduate with over 10 years of experience in dealing with human capital. In her previous assignments, she has worked with Lite Bite Foods (Dabur Group), Horizon Placements and Procon India.