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Difference Between Repo Rate and Reverse Repo Rate
Learn the difference between repo rate and reverse repo rate, how they work, and why they matter for India’s economy. Understand their impact and how the RBI decides these rates.
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Pre-EMI vs Full-EMI
Learn what Pre-EMI and Full EMI mean, how they work, their key differences, benefits, tax implications, and how to choose the right option based on your financial needs.
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Prime Lending Rate
Explore the Prime Lending Rate in India, understand its meaning, how it's calculated, who sets it, and its impact on borrowers, personal loans, and the economy in 2025.
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Loan on PPF Account
Need urgent funds? Learn how to get a loan against your PPF account at low interest rates, eligibility criteria, repayment rules & more in this quick guide.
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Revolving Credit
Learn what revolving credit is, how it works, and how it affects your credit score. Discover the pros, cons, for managing revolving credit accounts.
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Marginal Cost of Funds based Lending Rate (MCLR)
Learn what MCLR (Marginal Cost of Funds based Lending Rate) means, how it works, and its role in determining loan interest rates in India.
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Bridge Loan
Discover what a bridge loan is, how it works, and the different types available. Learn why it might be the right choice.
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Loan to Value Ratio
Learn what Loan to Value (LTV) Ratio means, why it matters in lending, and how to calculate it using a simple formula with examples.
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Government Personal Loan Scheme
Explore the Government Personal Loan Scheme. Learn about eligibility, loan limits, interest rates, repayment options, and how to apply.
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Consumer Durable Loan
Learn all about consumer durable loans, including features, eligibility, interest rates, benefits, and step-by-step guidance on how to apply easily.
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How to Check CRIF Credit Score?
Find out how to check your CRIF credit score online using simple steps. Learn to correct errors in the CRIF Credit Report.
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Fixed Obligation to Income Ratio (FOIR)
Understand what Fixed Obligation to Income Ratio (FOIR) is, how it's calculated, and why it's crucial for personal loan eligibility.
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How to Calculate Personal Loan EMI using Excel
Learn how to calculate personal loan EMI using Excel with an easy formula. Step-by-step guide to plan your loan repayment smartly.
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