Loan

Understand what Fixed Obligation to Income Ratio (FOIR) is, how it's calculated, and why it's crucial for personal loan eligibility.

Learn how to calculate personal loan EMI using Excel with an easy formula. Step-by-step guide to plan your loan repayment smartly.

Learn how to check your CIBIL score using your PAN card in simple steps. Understand the process, why it matters, and how it impacts your credit health.

EMI stands for equated monthly installment. It is a fix amount that borrowers pay every month at a specified date of a calendar month .

Learn about the legal consequences and penalties for non-payment of personal loans in India, including lender actions and borrower rights.

Know how to get a personal loan with a CIBIL score of 550. Learn about the challenges, risks, lender options and smart tips to improve approval chances with Lendingplate.

Learn what a retail loan is, its types, and how it helps individuals finance personal needs like home, vehicle, or education with flexible repayment options.

Understand the key differences between loan write-off and loan waiver, how they impact borrowers and lenders, and their financial implications.

Making part payments in your personal loan reduces interest costs, shortens tenure, and boosts financial flexibility. Check the policies for limits and charges

Discover what loan loss provisions are, why they matter, and how they help manage credit risk. Learn about provisioning methods, key challenges