Blog - Learn About Personal Loans, Credit and Debit Cards

Articles from lendingplate

Personal Loan in Bangalore at Affordable Interest Rates

Are you living in Bangalore and looking for a personal loan in Bangalore at affordable interest rates?

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May 26, 2023

How to Get 10000 Loan on Aadhar Card with lendingplate?

Want to pay your bills but don’t have cash. Get 10000 Loan on Aadhar card in few hours with lendingplate. Learn about the application process.

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May 06, 2023

How to Build Credit Score Without a Credit Card

Not sure how to build a credit score without a credit card? In this post you'll know how to build a credit score without credit score.

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May 05, 2023

Part-Payment, Pre-Payment, Pre-Closure of Loan - Loan Repayments

Don’t know what are Part-Payment, Pre-Payment, or Pre-Closure of loan means? Go through this guide to learn.

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May 05, 2023

Personal Loan Myths You Should Ignore

Here in this post, we’ll learn about some personal loan myths that people talk about. Here we have written about 15 common myths about personal loan.

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November 22, 2022

Factors That Affect Your Credit Score

In this post you’ll learn about the factors that affect your credit score. Here we have described about 10 common factors that can affect credit score.

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November 21, 2022

Installment Loans - Everything You Need to Know

Installment loans are loans on EMI that borrower pay the loan amount on installments. In this article, we have covered everything about installment loans.

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November 28, 2022

Personal Loan Guarantor - Responsibilities, Pros & Cons

A personal loan guarantor is a person who agrees to be responsible for repaying a borrower's debt if the borrower is unable to make the required payments.

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December 08, 2022

What is EMI (समान मासिक किस्त) and How it is Calculated?

EMI stands for equated monthly installment. It is a fix amount that borrowers pay every month at a specified date of a calendar month.

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December 24, 2022

How to Choose the Best NBFC for Personal Loan?

Are looking for a best NBFC for a personal loan but don’t know how to choose the best NBFC?

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December 27, 2022

Collateral-Free Loans in India

Collateral-free loans are also known as unsecured loans. These are types of financial product offered by banks and other financial institutions in India.

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May 01, 2023

Pros and Cons of Unsecured Loans

In this article you’ll know about pros and cons of unsecured loans however unsecured loans are collateral free but it has pros & cons also.

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January 07, 2023

The Best Way to Buy a Bike on EMI

Buying a bike on EMI can be a good option if you don’t have enough cash at the same time.

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January 09, 2023

How to Use Personal Loans for Shopping and Holiday

Wondering how to use a personal loan for shopping and holiday expenses? We know how challenging it can be.

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January 11, 2023

Digital Personal Loan - Everything you Need to Know

Are you considering obtaining a digital personal loan? Before taking further steps, discover all the facts, from interest rates to approval times.

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January 18, 2023

Should You Take a Personal Loan for Honeymoon Expenses?

A personal loan for your honeymoon can help you make your trip unforgettable.

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January 21, 2023

Two-Wheeler Loan in India - Eligibility, Benefits and Interest Rates

Digital lending is offering a loan to a customer without the use of physical intermediation on automated and remote lending basis through web or apps.

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February 03, 2022

Minimum Salary Requirement for a Personal Loan

Do you know what the minimum salary is for obtaining a personal loan? Here we have covered everything related to the salary requirement for a personal loan.

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February 07, 2023

Best Way to Qualify for Personal Loan

Do you know how to qualify for a personal loan? In this post you’ll know about the important things to qualify for a personal loan.

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February 14, 2023

Best Way to Buy a Laptop in Cash and Pay on EMI

Are you looking for the best way to buy a laptop in cash and pay on EMI?

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February 17, 2023

Debt-to-Income Ratio - Importance and Formula to Calculate

Debt to income ratio measures total monthly income against the total debts you have.

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February 27, 2023

Effective Ways to Get Rid of Debt

Wondering how to get rid of your debt and be financially free? In this blog we have covered 7 effective ways to get rid of debt, read to learn more.

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April 10, 2023

Emergency Loan – Everything You Need to Know

Are you tight on your budget and need emergency loan? In this post you'll learn how you can get a personal loan for emergency.

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April 19, 2023

How to Get Personal Loan for Bad Credit?

Want to get a personal loan, but have a bad credit score. Read through this guide to learn ways to get a personal loan for bad credit with ease.

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April 11, 2023

Effective Ways to Consolidate Debt with a Personal Loan

In this post you’ll learn about the effective ways to consolidate your debt with a personal loan and simply monthly payments.

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March 04, 2023

Factors that Decide Your Personal Loan Approval

Personal loan approval depends on several factors. In this post you’ll know about the important factors that decide your personal loan approval.

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February 12, 2023

How To Get Personal Loan on Aadhar Card

Apply for a personal loan on Aadhar card and PAN card with lendingplate.

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February 14, 2022

Personal Loan for Laptop or Computer – Best Way to Apply

Personal loan for laptop and computer can make your life easier. Here you’ll learn about the best ways to buy a laptop and computer with a personal loan here.

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February 04, 2022

What are Holiday Loans - Everything You need to Know

Thinking about taking a loan for holidays but not sure what it is or how to go about getting one?

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February 02, 2023

Best Ways to Spend Holiday with a Personal Loan

Looking for ways to spend your holiday with a personal loan and get the most out of it? This article illustrates the best ways to do that.

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February 03, 2023

Line of Credit – Definition, Types, Pros & Cons

A line of credit is a form of loan that allows borrowers to borrow a set amount of money and utilize it as per their financial requirements.

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January 19, 2023

5 Reasons to Apply for Holiday Loan this Season

A holiday loan is a great way to get finances during holidays. This blog post will help you know reasons to apply for holiday loan this season.

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January 12, 2023

Difference Between Credit Card and Debit Card

Physically, a credit and debit card look the same, but there are lots of differences between the cards.

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January 10, 2022

What is Credit Mix? It's Impact on Credit Score?

In this post you’ll learn about credit mix and how it can impact your credit score. Read the complete article to know about credit mix and FICO.

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January 07, 2023

Personal Loan for Salaried - Everything you Need to Know

Salaried employees can avail up to ₹ 2,00,000 as a personal loan from lendingplate.

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December 31, 2022

How to Manage Expenses with a Personal Loan?

A personal loan can be used to manage expenses. In this post you’ll know about the best way to manage expenses with a personal loan.

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December 30, 2022

14 Ways to Deal with Unexpected Expenses

Unexpected expenses can occur at any time but do you know how to deal the sudden expenses?

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December 24, 2022

Important Things to Know Before Applying for a Personal Loan

There are some important things that you should know before taking a personal loan. Read all the important points to know more about a personal loan.

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December 09, 2022

Practical Ways to Maintain a Good Credit Score

Maintaining a good credit score is not an easy task specially if you don’t know the right way to maintain a credit score.

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December 02, 2022

Salary Advance Loans: Everything You Need to Know

Salary advance loans help in emergency situations when you are short on cash. You can avail an instant loan with very few documents.

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November 21, 2022

How Much Personal Loan Can I Get on My Salary?

Monthly salary play an important role to get personal loan on your salary. The amount you are earning every month also decides your eligibility and loan amount.

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November 17, 2022

Advantages and Disadvantages of Credit Cards

Before applying for a credit card, you should know about the advantages and disadvantages of having credit cards. Read more here about the pros and cons.

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November 12, 2022

NBFCs or Banks for Personal Loan – Which is the Best Option

Do you want a personal loan but confused about Banks or NBFCs you should choose for personal loan.

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May 01, 2023

What is a Pre-Close Personal Loan

In this post you’ll know about pre-close personal loan and how it affects your credit score. Know about pre-close loans

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November 09, 2022

How to Get Personal Loan Tax Benefits

Before applying for a personal loan tax benefits, you need to check out what benefits are available.

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November 05, 2022

Best Ways to Get Cheapest Personal Loan

It is hard to get cheapest personal loan specially if you want to take unsecured loan from private lenders.

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November 08, 2022

How to Find the Best Lender for a Personal Loan?

Finding a best lender for personal may be critical task, in this post you’ll know how you can choose best personal loan lender.

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November 02, 2022

Debt Consolidation Loans – Everything You Need to Know

Consolidating all your debts with a debt consolidation loan is a wise decision.

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October 31, 2022

Best Ways to Get a Personal Loan through Mobile Apps

Nowadays it easy to get a personal loan through mobile apps specially if you are taking personal loan from NBFCs.

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October 28, 2022

Criteria for Personal Loans That Everyone Should Understand

In this post you’ll learn about criteria for personal loan, loan eligibility and important things to know before applying for personal loan.

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October 26, 2022

Mortgage Loans - Interest Rates & Eligibility

A mortgage loan is secured by a pledge of your property as security and it is a method of using collateral to secure a loan.

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October 21, 2022

Best Ways to Get Small Cash Loan on Aadhar Card

You can easy avail small cash loan on Aadhar card with lendingplate.

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October 19, 2022

Unemployed Loan Options in India

A loan for the jobless, also known as an unemployed loan, can be applied for by jobless people.

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October 18, 2022

6 Reasons to Get Personal Loan from NBFCs

Personal loan from NBFCs is becoming first choice of lenders who want to avail quick loan.

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October 14, 2021

Top Up Loan - Benefits and Eligibility

A top-up loan is regarded as a personal loan. Top-ups let borrowers add a specified amount of extra money to their existing loan.

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October 12, 2022

What is a pre-approved Personal Loan?

Pre-approved personal loans are disbursed instantly to a limited number of customers.

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October 12, 2022

NBFC Loans - Everything you Need to Know

Any kind of loan offered by non-banking finance company is called NBFC loan.

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October 10, 2022

Home Construction Loan - Interest Rates & Eligibility

A home construction loan is a specific kind of mortgage that enables borrowers to get the money.

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April 29, 2023

House Renovation Loan - Eligibility and Benefits

House renovation loan is also known as home improvement loan for home repairing.

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October 04, 2022

What are Payday Loans with Bad Credit

Payday loans with bad credit are generally offered private lenders. These types of payday loans have higher interest rates.

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September 30, 2022

Is Early Loan Repayment a Good Idea?

Have you ever pay your loan early? In this post you’ll learn about early loan repayment, advantages, disadvantages, Do’s and Don’ts.

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September 27, 2022

What is Difference Between Loan and Mortgage

In this post you will know the difference between loan and mortgage.

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September 24, 2022

How to Identify Loan Scams in India

In this post you’ll know about loan scams in India and best ways to identify such kinds loan scams.

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September 23, 2022

Marriage Loan Interest Rates in India

Know all about marriage loan interest rates provided by Indian banks.

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September 21, 2022

Secured and Unsecured Loans - Everything You Need to Know

In this post you’ll learn about secured and unsecured loans. Read about the differences and benefits of having secure and unsecured loans.

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September 19, 2022

Disadvantages of Multiple Credit Cards

In this post you’ll learn about disadvantages of multiple credit cards. Having multiple credit cards can land you debt trap.

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September 16, 2022

How to Get a Personal Loan If you have a Low CIBIL Score

In this post, you’ll know how to get a personal loan with a low Cibil score.

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July 29, 2022

Same Day Loans - Eligibility, Benefits, and Application Process

Same day loan is a personal loan for a short term provided by lenders on the same day.

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July 23, 2022

How to Get a Personal Loan in Delhi

Here you will know, how to get a personal loan in Delhi? Here is a complete application process to apply for a loan in Delhi.

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July 25, 2022

How to Get Loan Without Guarantor

Nowadays it is easy to get a personal loan without guarantor and there is no collateral required for these kinds of loans.

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September 15, 2022

How to Get a Short-Term Loan on Aadhar Card?

You can get up to 2 lacs as a short-term loan on Aadhar card from lendingplate.

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September 09, 2022

How Can a Personal Loan Improve Your Credit Score?

Do you know a personal loan can help you to improve your credit score?

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September 07, 2022

How to Apply for Special Occasions Loan

Special occasions are memorable moment of human life. You can apply for a special occasion loan with lendingplate

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September 06, 2022

Home Renovation Loans in India

Increasing demand for home renovation loans in India is helping people to renovate their homes.

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September 06, 2022

Should You Take Multiple Loans to Pay Other Loan?

Taking multiple loans to pay other loan is not a right solution. Here you’ll read about 4 reasons of not taking other loan and ways to deal with multiple loans.

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September 22, 2022

What Are No Credit Check Loans

No credit check loan is a loan without checking credit score or no need to have a good credit history.

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September 02, 2022

How to Get Instant Paperless Personal Loan

Apply for instant paperless personal loan at lendingplate. You can get up to 2 lakhs depending on your eligibility.

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August 30, 2022

How To Deal with Multiple Loans

Having multiple loans means paying a lot of interest, and it is hard to deal with multiple loans. Learn about the 7 things to do to manage multiple loans.

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August 29, 2022

9 Things to Consider Before Taking Personal Loan

Do you know about the important things to consider before taking for a personal loan?

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August 27, 2022

Reasons for Personal Loan Rejection

Personal loan rejection is the worst thing specially in emergency situations.

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August 24, 2022

Credit Bureaus in India That You Should Know

Credit bureaus in India are organizations that compile information on your financial history.

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August 23, 2022

Circumstances When a Personal Loan Can Help You

A personal loan can come in handy when you have an emergency such as want to buy a car or house

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August 22, 2022

8 Reasons to Apply for a Personal Loan

A personal loan in urgent situations helps people to overcome in the situation.

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August 11, 2022

How to Get a Personal Loan from Private Finance

Here you’ll learn process of getting a personal loan from private finance such as eligibility

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July 29, 2022

How to Get a Personal Loan for Self Employed?

If you have a question that how to get a personal loan for self employed.

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July 26, 2022

What is an Instant Payday Loan?

Payday loan is an unsecured personal loan intended to cover emergency needs.

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July 21, 2022

Get Instant Cash Loan in 1 Hour Without Documents

Have you ever considered getting an instant cash loan in 1 hour from lendingplate?

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July 18, 2022

What is Money Lending?

Money lending is a legal process to lend money from any bank or private lender.

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July 15, 2022

Money-Saving Habits That Everyone Should Have

Money-saving is one of the most important aspects of everyone’s life.

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July 05, 2022

What is a Medical Emergency Loan and How to Apply?

A medical emergency loan is a personal loan that helps people in a medical emergency situation. Learn all about the medical emergency loan & application process.

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July 09, 2022

Short Term Loans in India – Personal Loan

Short term loan is a type of personal loan which is also known as an unsecured loan for a short period of up to 1 year. Know all about short-term loans in India.

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July 01, 2022

All Types of Personal Loans in India

There are various types of personal loans in India. In this post, you’ll know all the types of personal loans in India.

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June 30, 2022

Lending Money to Friends – Important Things to Keep in Mind

Lending money to friends can ruin your friendship if you don’t know the right way to lend money.

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June 28, 2022

Unsecured Loans in India

Demand for unsecured loans in India is increasing day by day.

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June 18, 2022

How to Get a Personal Loan for Wedding

Are you planning for a wedding? You can apply for a personal loan for wedding.

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June 14, 2022

Unsecured Loan - Types, Benefits and Interest Rates

In this article, you’ll learn everything about unsecured loans. Check the difference between unsecured and secured loans.

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June 12, 2022

7 Smart Ways to Use Credit Card for Maximum Benefits

This article addresses 7 Smart ways to use Credit Cards for maximum benefits.

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June 09, 2022

All Banks Personal Loan Interest Rates in 2022

Know all about personal loan interest rates in 2022. Compare interest rates of different banks and possible ways to avail the lowest interest on a personal loan.

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May 24, 2022