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We serve loans, the best way you can borrow
Your financial future starts with proper documentation at lendingplate. We make the personal loan process quick by keeping the paperwork simple. We protect your information with bank-grade security systems while processing your application.
You focus on your needs and leave the personal loan verification to us. We value transparency in our documentation process – which helps build trust. Every document you submit goes through strict verification protocols to ensure security. Our team reviews your personal loan documents quickly to give you instant access to funds.
Our digital systems make document handling efficient and safe. Your time matters to us – so we keep document requirements minimal yet comprehensive.
| Identity Proof | Aadhaar Card / Voter ID card / Driving license / Passport / PAN card |
|---|---|
| Address Proof | Utility bills less than 3 months old Rental agreement Passport Aadhaar card |
| Income Proof | Latest 3 months' salary slips, Bank statements for 6 months, Form 16 IT returns |
Here is the personal loan documents list required for salaried individuals –
| Types of Documents | List of Documents |
| Photograph | A selfie (passport sized) |
| Proof of Residence (1 of them) |
|
| Proof of Income (1 of them) |
|
| ID Proof (1 of them) |
|
The following is the personal loan documents list required for self-employed individuals –
| Document Type | Details Required |
| Identity Proof |
|
| Signature Proof |
|
| Address Proof |
|
| Business Proof |
|
| Income Proof |
|
| Financial Documents |
|
Different loans need different papers. We customize document requirements based on your specific loan purpose to make approval faster.
Wedding Loan
Marriage invitation cards and wedding-related receipts support your application amount. Wedding hall booking confirmations help verify your loan timing. Wedding planner contracts show expense breakdowns. Family event registration papers provide additional proof.
Medical Loan
Hospital bills and medical certificates help us process your emergency funding faster. Doctor prescriptions validate treatment needs. Hospital admission papers confirm urgency levels. Insurance documentation shows coverage gaps needing funds.
Home Renovation
Property papers and renovation estimates let us approve suitable amounts. Contractor agreements outline the project scope. Material purchase quotes verify cost estimates. Architecture plans demonstrate renovation scale.
Debt Consolidation
Existing loan statements show us how we can help manage your debts better. Credit card outstanding bills reveal consolidation needs. Other lender documents confirm payoff amounts. Bank statements demonstrate payment histories.
Travel Loan
Travel quotes and bookings guide us in arranging your holiday funds. Flight ticket reservations verify travel dates. Hotel booking confirmations show accommodation costs. Tour package details outline total expenses.
Your loan approval starts with proper document submission. Our secure platform ensures your sensitive information stays protected throughout the verification journey.
Small errors can delay your loan. We guide you through common pitfalls to ensure smooth processing.
Your documents stay protected with military-grade encryption in our secure servers. Only authorized personnel can access your information with strict tracking. Regular security audits ensure your information stays safe.
Our automated verification reduces manual errors and speeds up approvals. Most applicants receive verification results within 30 minutes. The streamlined process eliminates unnecessary waiting time.
The app notifies you when documents need renewal or updates. Our system maintains document history for faster future applications. The process stays paperless and convenient throughout your loan tenure.
Our mobile app makes document submission quick and convenient at any time. The integrated camera feature helps capture clear images instantly. You receive real-time updates about your verification progress through notifications. Get dedicated support from our team if you need help with uploads.
We respect your time by requesting only essential papers for loan processing. Our smart systems extract maximum information from minimum documents. The simplified requirements help you gather papers quickly. Basic KYC and income proof documents complete most applications.
Monitor your document status through an easy-to-use dashboard in our app. Get instant alerts when verification completes or additional documents are needed. Track each document's progress separately for better clarity.
Start your loan journey by confirming you meet our basic criteria. Your age should exceed 21 years with a stable income source. Monthly earnings above ₹20,000 improve your chances of approval.
Gather all required papers before starting your application to avoid delays. Keep digital copies of your identity and address proofs ready for upload. Organize recent salary slips and bank statements in proper order.
Enter your personal and professional details accurately in our user-friendly application form. Choose your preferred loan amount and repayment tenure through our calculator. Review all information carefully before submission to prevent errors.
Submit clear, complete images of all required documents through our secure platform. Follow our photography guidelines to ensure proper document capture and visibility.
Track your application status in real-time through our transparent process updates. Receive instant notifications when your documents clear the verification stages.
No original documents are needed at lendingplate. We process loans completely digitally through our secure app platform. Clear scans or photos of your documents work perfectly for verification. Our advanced security systems protect all your uploaded information with bank-grade encryption. Keep your original documents safe with you for reference. We might request physical verification only in rare cases where digital copies need additional confirmation. Your convenience matters to us – so we maintain a paperless process throughout.
One document can serve multiple verification purposes at lendingplate. Your Aadhaar card works perfectly as both address and identity proof for loan processing. Our smart verification system recognises dual-purpose documents automatically during processing. Submit additional proof only if our team specifically requests it. We aim to minimize document requirements while maintaining proper verification standards. Our support team guides you if any document combinations need adjustment. Keep other ID proofs ready – just in case.
Regular income proof remains mandatory for responsible lending practices at lendingplate. Your salary slips or bank statements help us verify your repayment capacity accurately. Self-employed applicants can submit business income proof through tax returns and financial statements. We accept various forms of income proof to accommodate different employment types. Alternative income sources need clear supporting documents showing regular earnings. Our team reviews each case individually to find suitable documentation solutions. A monthly income above ₹20,000 improves your chances significantly.
No guarantor documentation is needed for personal loans at lendingplate. We focus on your individual income and credit profile for loan approval. Your own documents and credit history matter most in our assessment process. Keep your income proof and KYC documents ready for quick processing. Our unsecured loans don't require third-party guarantees or collateral. Focus on completing your own documentation properly for faster approval. Clear document submission speeds up your loan processing significantly.
Business proof documents help verify income stability for self-employed applicants at lendingplate. Income verification needs supporting papers like tax returns and financial statements. Recent bank statements prove regular business transactions and cash flow patterns. GST returns and business registration documents establish business legitimacy. Our team understands various business types and documentation needs.
Most verifications finish within 30 minutes at lendingplate thanks to our advanced processing systems. Clear document uploads speed up the verification process significantly. Our digital verification happens instantly for standard KYC documents. Bank statement verification usually takes the longest but remains quick. You receive real-time updates about each document's verification status. Our team works efficiently to minimise any processing delays. Contact support if verification exceeds normal timeframes.
Check rejection reasons carefully in your app dashboard for specific document issues. Upload any missing documents promptly through our simple app interface. Ensure new document submissions meet our quality and clarity guidelines. Contact our dedicated support team for detailed guidance on document requirements.
Select the loan details you want to know
Select the loan details you want to know
Planning your perfect wedding shouldn't be limited by money worries. Book the perfect venue, hire top photographers and order those gorgeous outfits today. A marriage loan covers everything from venue bookings to catering services. Our marriage loans bring you flexible repayment options and fast approvals. Start planning your special celebrations with the support of instant financing.
Want to explore new places, but your savings are falling short? A travel loan brings your dream holiday closer, letting you book flights and hotels right away. Pay in simple monthly instalments that match your salary. No need to touch your savings or miss those limited-time travel deals. Create wonderful memories now with our fast-track travel loans.
Multiple debts causing stress? Say goodbye to financial stress as you work steadily to become debt-free with simplified money handling. Stop juggling multiple payments and high interest rates. Get one loan to clear all your debts with lower monthly payments. Track your progress easily as you move steadily toward becoming debt-free with simplified money management.
Make your living space better without emptying your savings account. Fix that leaky roof or build the kitchen you've always wanted. Get competitive interest rates and flexible repayment options. Quick approvals mean you can start work fast. Smart interest rates and easy EMIs help you create better living spaces with peace of mind.
Getting urgent medical care shouldn't depend on your bank balance. Medical emergency loans give you quick access to funds when health issues strike. We care about your health with instant medical loans. Get started with minimal paperwork and receive money in your account within hours. Easy repayment terms let you concentrate on recovery while managing your finances sensibly.
Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
