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We serve loans, the best way you can borrow
Want to apply for international education to pursue a lucrative career ahead? An education loan from us offers speedier access to funds for educational plans. We give you quick access to funds for your educational pursuits. You can receive between ₹10,000 to ₹2,50,000 to cover various education expenses – including tuition fees and course materials (also living costs).
lendingplate provides student loans with minimal documentation requirements, making the process simple and convenient. The interest rates start from as low as 1% per month letting you focus on your studies without financial stress.
You receive loan approval within 30 minutes of application submission. Our advanced credit assessment system evaluates your application instantly, giving you immediate access to funds.
Use the funds for tuition fees and accommodation expenses (in addition to entrance exam fees or any other educational expenses). You decide how to allocate the money depending on your needs.
Get an education loan without collateral up to ₹2,50,000. Our trust-based lending system focuses on your potential rather than assets.
Choose repayment terms between 3 to 24 months. Set up automatic payments through the bank account for hassle-free EMI payments.
We maintain complete transparency in all charges and fees. You know what you pay with no hidden costs or surprise charges.
Apply for student loan from anywhere using our mobile app or website. Submit documents digitally and track your application status online.
Check Eligibility:
Verify if you meet the basic requirements for an instant student loan. Our eligibility checker tool gives you quick results.
Fill Application Form:
Complete the digital application form with your personal educational and financial details. The form takes less than 5 minutes to fill.
Upload Documents:
Submit your KYC documents, proof of income, and education-related documents through our secure digital platform.
Verify Details:
Our system verifies your information instantly. You receive updates about your application status via SMS and email.
Receive Funds:
The loan amount is transferred directly to your bank account within 30 minutes once approved.
Indian citizen
21-58 years
Minimum monthly income
Regular salaried employment
Credit score above 600
Active bank account
Valid mobile number & email ID
We keep documentation simple to make the process quick for you.
Identity proof (Aadhaar PAN Voter ID)
Address proof
Latest 3 months' bank statements
Salary slips
Employee ID card Admission letter or fee structure from the educational institution
We offer competitive wedding loan interest rates with clear terms. Your rate depends on your credit profile and income –
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
Your education loan decision requires careful planning to ensure it aligns with your financial situation and educational goals. Consider these key factors before applying:
Affordability Assessment:
Calculate your monthly EMI obligations – considering your current income and expenses. Make sure the loan EMI fits comfortably within your budget without straining your finances.
Review Loan Terms:
Read the loan agreement carefully, paying attention to interest rates, processing fees, prepayment options and late payment charges. Understanding these terms helps you manage your loan better.
Lender Comparison:
Research different lenders, comparing their interest rates, processing speed, customer service, and repayment flexibility. Choose a lender that offers transparent terms and reliable support.
lendingplate offers education loans up to ₹2,50,000. The final approved amount depends on your income, credit score, and repayment capacity. We assess these factors through our digital evaluation system to determine your eligible loan amount.
lendingplate gives you the freedom to cover all your study costs with the loan money. Your loan pays for your classes, books, living space exam charges, and study trips. Our loan puts your education first and backs your success.
Personal loans for education offer speedier processing. You do not need any collateral compared to traditional loans. They have shorter repayment terms and require minimal documentation. You receive faster approvals without education institution tie-ups.
The repayment tenure ranges from 3 to 24 months. You choose the tenure based on your comfort with EMI payments. Longer tenures mean lower EMIs but higher total interest costs. Shorter tenures have higher EMIs but lower overall interest payments.
No lendingplate offers education loans without guarantor or collateral requirements. We evaluate your loan application based on your income, credit score, and repayment capacity.
The repayment rules at lendingplate give you complete control over your loan. After your third EMI payment, you can clear the full loan amount at any time. This freedom lets you reduce your total interest payment if you gain extra money.
Select the loan details you want to know
Select the loan details you want to know
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Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
