India's fastest growing Personal Loan platform
Unsecured cash loans
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Loan from ₹5,000 to ₹2,50,000
Tenor from 3 to 15 months
Getting a Personal Loan with bad or no credit has never been easier !
At lendingplate, we want to help you get your funds in emergency or to re-build your credit score.
Choose Amount
Provide Documents
Approved Loan
Get your Money
Return your loan for free in first 3 days.
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Aadhaar and PAN
Aadhaar, Voter Card, Driving License, Passport, Employer Lease Letter or Utility Bill
Bank Account Statement
Indian Citizen
21 years of age and above
Monthly Income of minimum ₹20,000
Business ownership proof for self-employed
at the right time.
Happy Clients
Online
Transparent
Safe
Our digital platform lets you complete your loan application in under 10 minutes. Enter basic details, upload the required documents and receive an instant decision on your loan request.
You don't need to pledge any assets to access funds. We evaluate your loan application based on your income, credit score and repayment capacity rather than asking for property or investments as security.
Borrow exactly what you need - from small amounts for immediate expenses to larger sums for significant purchases. We offer loans between ₹5,000 to ₹2.5 lakhs to match different financial requirements.
We prioritize transparency with our customers and do not charge hidden fees. All details, including interest rates, EMIs, and processing fees, are clearly disclosed upfront.
Planning your perfect wedding shouldn't be limited by money worries. Book the perfect venue, hire top photographers and order those gorgeous outfits today. A marriage loan covers everything from venue bookings to catering services. Our marriage loans bring you flexible repayment options and fast approvals. Start planning your special celebrations with the support of instant financing.
Want to explore new places, but your savings are falling short? A travel loan brings your dream holiday closer, letting you book flights and hotels right away. Pay in simple monthly instalments that match your salary. No need to touch your savings or miss those limited-time travel deals. Create wonderful memories now with our fast-track travel loans.
Multiple debts causing stress? Say goodbye to financial stress as you work steadily to become debt-free with simplified money handling. Stop juggling multiple payments and high interest rates. Get one loan to clear all your debts with lower monthly payments. Track your progress easily as you move steadily toward becoming debt-free with simplified money management.
Make your living space better without emptying your savings account. Fix that leaky roof or build the kitchen you've always wanted. Get competitive interest rates and flexible repayment options. Quick approvals mean you can start work fast. Smart interest rates and easy EMIs help you create better living spaces with peace of mind.
Getting urgent medical care shouldn't depend on your bank balance. Medical emergency loans give you quick access to funds when health issues strike. We care about your health with instant medical loans. Get started with minimal paperwork and receive money in your account within hours. Easy repayment terms let you concentrate on recovery while managing your finances sensibly.
The following highlights the unique benefits of our instant personal loan online :–
Fast Access to Funds:Your approved loan amount reaches your bank account within 24 hours. The quick disbursement ensures you can address urgent financial needs without delays or complications.
Flexible Tenure:Select a repayment period between twelve to sixty months based on your monthly budget. Longer tenures mean lower EMIs, while shorter terms reduce total interest costs.
Secure Process:Encryption protects your personal and financial information throughout the application process.Our systems ensure data privacy and we can also protect against unauthorised access.
App Downloads
Money Disbursed
Loan Customers
Max Loan Amount
An instant personal loan provides quick access to funds through a completely digital process. You receive money directly in your bank account after online approval without visiting any branch.
You receive an approved amount upfront and repay it through fixed monthly instalments. The EMI includes principal and interest portions based on your chosen loan tenure and applicable rate.
The loan amount transfers to your registered bank account within a few working hours after final approval and document verification.
We use encryption, secure servers and multiple authentication layers to protect your data. Our systems comply with guidelines for financial information security.
Salaried individuals need a minimum monthly income of above ₹ 20,000. On the other hand, we do not provide personal loan to self-employed indivduals.
A foreclosure charge may apply if you close your loan too soon.
We have a repayment tenure of 3 to 15 months for EMI loans. Most borrowers select 24 to 36 months – depending on their EMI affordability.
For more FAQs Refer our FAQs page
Know more...
Your financial needs should never hold you back from achieving your goals or handling emergencies. Personal loans bridge the gap between your immediate requirements and available funds. Whether you need money for medical bills, home improvements, or education expenses, quick access to credit makes a real difference in your life.
lendingplate brings you a simplified borrowing experience that puts you in control of your finances. You receive clear terms, transparent fees, and fair interest rates that respect your financial situation. Our digital platform removes traditional barriers to credit access, letting you complete your application from anywhere.
We understand that waiting for loan approval creates unnecessary stress during urgent situations. That's why our advanced processing system evaluates your application within a few minutes. Once approved, the funds reach your account quickly, giving you the financial freedom to handle your priorities.
Our online loan process eliminates paperwork and multiple branch visits. You can check your eligibility and upload your documents. Then, you need to track your application status on your smartphone or computer. We've redesigned lending such that it matches your busy lifestyle.
Smart borrowing starts with proper planning. Consider these important factors before submitting your loan application to make the best financial decision for your situation. Here is how to get an instant personal loan online –
Opting for the loan application will take only a few minutes. Our platform can guide you through each step with clear and helpful tips.
Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
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