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We serve loans, the best way you can borrow
At lendingplate, our instant loan 50000 is suitable for medical emergencies and urgent needs. Here are the benefits of applying for a personal loan.
No hidden fees
Quick approval process
Competitive interest rates
Same-day loan disbursement
No collateral required
Flexible loan tenure
Minimal documentation
We process your loan amount in minutes so that you can focus on life’s priorities.
Here are the important details to know about the interest rates and charges of instant loan 50000.
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
At lendingplate, we believe that everyone deserves access to quick financial support. Here is what you should know about the eligibility criteria.
Your loan application needs to meet these basic criteria:
Age: 21-60 years
Monthly Income: Minimum ₹20,000
Stable employment history
Acceptable credit score
Residential stability
Keep these ready for a smooth application:
Identity Proof: PAN Card
Address Proof: Aadhaar Card
Latest salary slips
Bank statements
Photograph
Quick access to funds is something that everyone will require at some point in time. However, not everyone has good credit ratings. We at lendingplate provide instant ₹50,000 loans even if you have a bad credit score. Our loan application process comprises the following.
Apply
Get approved
Receive money in thirty minutes
Easy access to funds
You need a little extra cash to get through sometimes. A ₹50,000 loan can help, whether it is an unexpected bill or a long-awaited plan. But what about the repayments? That is where your EMI (Equated Monthly Instalment) comes in. It is a fixed monthly amount that keeps things simple.
Note that your EMI is based on three things: the loan amount, the interest rate, and the loan tenure. Here is how it is calculated:
EMI = P × r × (1 + r) ^n ÷ [(1 + r) ^n - 1]
P is the principal amount
r is the monthly interest rate
n is the loan tenure in months.
For example, with an 18% interest rate over 6 months, your EMI would be about ₹8,783. Choose a 12-month term, and your EMI drops to ₹4,583. A shorter term means higher payments but less interest overall. A longer one? Smaller payments but more interest.
Our EMI Calculator is here for you if you want to decide. Just enter your details and see what works best. At Lendingplate, we keep things honest and simple. There are no hidden charges, and you will get support when you need it.
Financial constraints can happen when you least expect it. Whether it’s a medical bill or a sudden expense, an instant loan 50000 can bring relief. At Lendingplate, we get it. Our fast approval process means no waiting and stress. You will get instant cash in your account in thirty minutes.
assurance (if approved)
Online
Safe
Transparent
At lendingplate, we make it simpler for you to apply for an instant loan 50000. We require only a few documents to disburse the loan amount. Here is the list of documents needed for a ₹50,000 loan amount.
A passport, utility bill, or Aadhar card are the ideal documents to verify your address. However, your address proof should not be older than three months. Your name and address of residence must be clearly visible.
We accept valid driving licenses, Aadhar cards, passports, and voter ID cards as identity proof. You can upload any one of them to verify your identity and get instant personal loans.
We can assess your repayment capacity by verifying your income proof. We need the last three months’ salary slips and bank statements for faster loan approval. Keep these documents handy while applying for an instant loan at our portal.
Here is how to apply for a personal loan at lendingplate.
Choosing lendingplate for an instant loan of ₹50,000 means complete peace of mind. Our speciality lies in providing personal loans with swift disbursement of the amount.
Easily apply for a personal loan from anywhere.
No hidden charges for surprises in the future.
A dedicated customer service team is always eager to help.
Getting ₹50,000 quickly can be a lifesaver, whether it is a medical bill or a rough patch. Applying for a loan is simple with lendingplate. Visit the lender’s website or app, fill in your details, and upload your ID, address proof, and income proof. Most approvals happen within minutes. We will disburse the amount within the same day.
As long as your previous loan is cleared, you can apply again. If you’ve made your payments on time, you will get even offer you better terms at our portal. Think of it like building trust. Every responsible repayment strengthens your financial standing. Life is unpredictable, and having access to support when you need it most is what we stand for.
No one likes feeling tricked. We at lendingplate believe in transparency. Every fee — whether it’s for processing, interest, or early closure — will be laid out upfront in your loan agreement. There will be no guessing games and fine print surprises. If something doesn’t make sense, ask our support team.
Paying off your loan early will help you save on 50000 loan interest. Moreover, the weight of debt lifts faster. Note that we will charge a small foreclosure fee, usually around 5% of what’s left. Clearing a loan ahead of time feels good, and your future self will thank you.
Emergencies do not wait for office hours. You can apply for a ₹50,000 loan anytime through our app or website, whether it is during the wee hours or a holiday. While approvals are often instant, the funds might get credited to your account during banking hours. If it’s the weekend, it may take until the next business day.
We at lendingplate do not believe in extensive paperwork to approve your loan. We will need your KYC documents. You should upload your salary slips or bank statements from the last three months to show your income. The loan approval becomes straightforward with minimal documents.
Missing a payment can be daunting. Late fees may apply, and your credit score might dip. But don’t panic. Lenders understand that life happens. The key is to act fast. Reach out and explain your situation. Many offer options like payment extensions or revised plans.
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Select the loan details you want to know
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Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
