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We serve loans, the best way you can borrow
A reliable portal makes all the difference when unexpected expenses arise. Our personal loan of 90000 offers a lifeline with convenience.
Speedy Financial Support within 30 minutes
Flexible Repayment Options
Minimal Documentation
Competitive Interest Rates
Collateral-Free Loans
Fast Digital Processing
Instant Approval within Minutes
Nationwide Accessibility
We understand that financial solutions should adapt to your lifestyle, not the other way around. Here are our loan features –
Transparency is our commitment. Understanding every aspect of your loan helps you make informed financial decisions.
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
Discover if you qualify for our hassle-free lending solution designed for salaried millennials. An applicant must:
Your loan application needs to meet these basic criteria:
Age: 21-60 years
Monthly Income: Minimum ₹20,000
Stable employment history
Acceptable credit score
Residential stability
Keep these ready for a smooth application:
Identity Proof: PAN Card
Address Proof: Aadhaar Card
Latest salary slips
Bank statements
Photograph
Financial opportunities shouldn't be limited by your past. At LendingPlate, we believe everyone deserves a chance to secure their dreams.
Check Your Eligibility
Upload Your Documents
Get Quick Approval
Receive Money Fast
Understanding your loan's financial mechanics helps you plan better. Let's break down the EMI calculation process for your 90k personal loan.
The standard EMI formula is: EMI = P × r × (1+r)^n ÷ [(1+r)^n - 1]
Where –
P = Principal Amount (₹90,000)
R = Monthly Interest Rate
N = Total Number of Months
Your loan's principal amount (₹90,000), applicable interest rate, and chosen repayment period are the primary determinants. A shorter tenure means higher monthly instalments but lower total interest. A longer tenure offers lower monthly payments but increases overall interest expenditure.
A 12-month loan might result in an EMI of around ₹8,079, totalling approximately ₹6,948 in interest. Extending to a 24-month tenure reduces the monthly burden to about ₹4,390 but increases total interest to around ₹15,360. It demonstrates how tenure significantly impacts your repayment.
Choosing LendingPlate means selecting a trusted financial partner committed to your success. Enjoy transparent and affordable interests. Complete your entire loan application from the comfort of your home.
assurance (if approved)
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Our 90K personal loan provides instant financial support without lengthy procedures – whether it's medical emergencies, wedding expenses, home repairs, or educational needs.
Preferred documents include an Aadhaar Card, which offers dual verification of identity and address, a PAN Card for tax identification, a Passport for international recognition, a Voter ID for citizenship confirmation, or a Driving License for comprehensive personal details.
For salaried professionals, recent salary slips (preferably last two to three months) offer a detailed breakdown of your earnings, including basic salary, allowances, and deductions. Self-employed applicants require more comprehensive documentation, such as detailed income tax returns, etc.
A three-month transaction history provides insights into your income regularity, spending patterns, existing financial obligations, and overall money management skills. Consistent salary credits and minimal overdrafts improve the chances of your loan approvals.
Submit basic documents online and get instant verification. Simplify your procedure by following these steps –
Obtaining a loan from our portal is easy. We promise to help you with these benefits –
Begin by visiting our user-friendly website and navigating to the loan application section. Upload identity and income documents through our secure platform. Our advanced digital platform requires uploading clear copies of your identity and income proofs. Funds transfer happens immediately after approval. Our automated verification system can complete the entire process within 30 minutes.
Yes, you can apply for multiple loans after completely repaying your first loan. Your repayment history influences future loan approval chances. We assess your current income and credit status with each application. Consistent, timely repayments improve your profile and potential loan terms. Repeat borrowers often enjoy faster approvals with slightly better interest rates and increased loan amounts.
Absolutely not. All charges for our personal loan of 90000 are transparently displayed in your loan agreement before acceptance. Charges include processing fees, interest, and potential late payment penalties. Our customer service team provides comprehensive explanations for any account statement entries. We don't believe in surprise fees or complicated financial processes that may confuse you.
You can prepay anytime after your first EMI without additional charges. A 5% foreclosure fee applies if prepaid before the first due date. Early repayment reduces overall interest costs. Contact our customer care for precise settlement amount calculations. Our customer care team can help you understand more about early settlement decisions.
Our online application accepts submissions anytime. Fund transfers occur post-loan application approval.
Prepare a government photo ID (Aadhaar preferred), PAN card, recent address proof, salary slips, and bank statements showing income deposits. Self-employed applicants need business documentation and income tax returns. Active Internet banking speeds up verification.
Missing payments incur late fees and potentially impact your credit score. We send multiple reminders via SMS & email. Contact us to discuss alternatives if you anticipate payment difficulties. Repeated missed payments might trigger loan recall procedures.
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Select the loan details you want to know
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Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
