Did You Know?
We serve loans, the best way you can borrow
7 days loan apps are mobile-based platforms that help you access short-term credit for urgent needs. These apps focus on speed and simplicity. You apply through your phone. You upload basic details. You receive funds quickly. Most options in a 7 days loan app list work with minimal paperwork and fast checks.
You use these apps when you need money for a brief period. The repayment cycle stays short. Usually seven days. Some apps allow slight flexibility depending on your profile. The goal stays the same. Quick support without long approval waits.
A 7 day loan app suits situations where timing matters more than large amounts. You borrow small sums. You repay soon. Many apps use digital verification. That keeps the process smooth.
In India, the 7 days loan app list in India keeps growing. You now find apps built for salaried professionals, students, and first-time borrowers. These platforms often work like a personal loan app, but on a shorter timeline. Speed defines the experience.
Quick loans serve short gaps. These apps focus on ease, speed, and access without long-term pressure.
1. Fast Disbursal - Receive money within minutes or hours. This speed helps you manage urgent payments without delay or stress.
2. Simple Application Process - Apply digitally using your phone. Basic details and quick verification keep the journey smooth and clear.
3. Short Commitment Period - Repay within days. This suits temporary cash gaps without long-term financial obligations.
4. Low Documentation - Share limited documents. Most apps rely on PAN, Aadhaar, and bank details only.
5. Accessible To New Borrowers - You can apply even with a limited credit history. Many apps welcome first-time users.
Short-term loans give control. You borrow small. You repay fast.
These apps support people who need quick money for brief periods without complex processes.
1. Salaried professionals facing short-term cash gaps
2. Students managing urgent academic or living costs
3. Young earners with limited credit history
4. Freelancers waiting for delayed payments
5. First-time borrowers seeking small loan amounts
6. People handling sudden personal expenses
Short loans work best during urgent moments that cannot wait for salary cycles.
1. Unexpected Personal Expense - Covers urgent bills or sudden repairs without delaying essential payments.
2. Last-Minute Travel Plain - Helps you book tickets quickly for emergency or unplanned travel.
3. Healthcare Emergencies - Supports medical costs when savings fall short during urgent care needs.
The following is the list of 7 days loan apps that stand out for their speed & support for short-term lending-
1. Zype - Zype offers instant personal loans starting from ₹3,000. You complete the process digitally. The app suits salaried users who need quick funds with flexible repayment options.
2. KreditBee - KreditBee provides loans from ₹1,000 with custom tenures. You use the app if you are salaried or self-employed. The interface stays straightforward.
3. Navi - Navi works as a fully app-based lender. You apply with minimal documents. Competitive rates and same-day disbursal attract users who prefer direct digital processes.
4. EarlySalary (Now Fibe) - Fibe focuses on working professionals. You access salary advances and instant loans. Interest-free EMI options help during short-term cash pressure.
5. Pocketly - Pocketly supports students and first-time borrowers. You borrow small amounts from ₹500to₹10,000. The app works well for study-related and daily expenses.
6. mPokket - mPokket targets students and young earners. You receive funds to your bank account or to your Paytm account. It helps manage small urgent costs easily.
7. MoneyView - MoneyView offers loans from ₹5,000 up to ₹5,00,000. Fast processing & simple checks support users across multiple Indian cities.
Here's a tabulated form elaborating more on the features of the 7 days loan apps -
| App | Interest Rate (p.a.) | Min Loan Amount | Disbursal Time | Eligibility |
|---|---|---|---|---|
| Pocketly | Higher APRs | ₹500 | Quick | Students with ID proof |
| mPokket | Higher APRs | ₹500 | 30 mins–1 hour | Students & young earners |
| Kredit Bee | 15%–30% | ₹1,000 | 15–20 minutes | Salaried & self-employed |
| Fibe | From 24% | ₹8,000 | 10–15 minutes | Salaried, 21+ |
| Zype | From 18% | ₹3,000 | Within 6 minutes | Salaried, 21+ |
| Navi | From 16% | ₹10,000 | Same day | PAN, Aadhaar & bank proof |
Most apps follow simple checks to approve short-term loans quickly.
1. Should be an Indian resident
2. Age should be above 18-21 years
3. A valid PAN card
4. Must have an active bank account
5. Income proof
Documentation stays light to speed up approval.
1. PAN card
2. Aadhaar card
3. Bank account details
4. Income proof or student ID
5. Active mobile number & mail ID
The biggest issue with 7 day loans is their high price tag. Interest rates on 7 day loan apps depend on loan size, tenure, and risk profile. Short repayment cycles often carry higher annualised rates. This happens due to the brief borrowing period. You usually see daily or weekly interest calculations.
Interest charges for these short-term options tend to be extremely high. You might see rates ranging anywhere from 1% to 5% every single day. When you look at the annual percentage rate (APR), it can translate to a staggering 365% or even 1825%.
Processing charges & personal loan processing fees may apply. Comparing options from a 7 days loan app list helps you manage costs better.
Some apps even apply foreclosure fees to the personal loan interest rate if you decide to repay the loan early. You must read the fine print of the loan before committing.
The process stays digital and quick from start to finish. Here are the steps-
1. Download The App - You install the app from a trusted source. You register using your mobile number.
2. Enter Personal Details - Now, you need to fill in basic information. The app verifies your identity digitally.
3. Choose Loan Amount - Next, you must select the required amount and short repayment period.
4. Upload Documents - After this, you must submit PAN, Aadhaar and bank details through the app.
5. Receive Funds - You get approval. The amount is credited directly to your bank account.
A careful check helps you avoid repayment stress later.
1. Check the total repayment amount clearly
2. Review interest rates and extra charges
3. Confirm app credibility and reviews
4. Read repayment terms carefully
5. Avoid borrowing more than required
6. Short-term loans work best with planning.
A well-chosen 7 days loan app list gives you fast financial support during urgent needs. These apps focus on speed, ease, and short commitments. You borrow small amounts. You repay quickly. This keeps control in your hands.
Choosing a trustworthy platform helps you avoid stress alongside hidden charges. Review terms carefully. Plan repayment from the start. Short loans serve best when used wisely and responsibly.
Yes. Many apps in a 7 days loan app list offer very short repayment cycles. You borrow small amounts. You repay within seven days. These loans suit urgent needs. Always check repayment dates clearly before confirming to avoid extra charges.
Some apps approve loans without a strong credit score. They focus on income patterns or student status. First-time borrowers often qualify. Terms may vary. You should review conditions carefully before applying.
Yes. Several apps support students. You usually need a valid student ID. Loan amounts stay small. These loans help manage short academic or living expenses.
Rates vary by app and risk profile. Short tenures often show higher annualised rates. Processing fees may apply. Always check total repayment details before acceptance.
Many apps operate as RBI approved loan apps or work with regulated partners. You should verify app credentials and user reviews before sharing details.
Late repayment can attract penalties. Your credit profile may suffer. Some apps add daily charges. Planning repayment helps you avoid these issues.
Yes. Timely repayment can support your credit profile. Missed payments may harm it. Responsible use matters even for short-term loans.
Download our personal loan app to apply for a personal loan. Get up to 2Lakhs* as a personal loan. Download Now!
Sign into avail a personal loan up to ₹ 2,50,000
Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
RBI CMS
RBI Sachet
