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We serve loans, the best way you can borrow
Running short on cash before month-end feels awful. You worry about pending bills and family needs. How to get loan on Aadhar card without visiting multiple offices? lendingplate offers quick loans using just your Aadhar card. You can apply right from your phone and receive funds the same day. No more waiting in long bank lines or gathering piles of documents.
Wondering, “Can I get loan on Aadhar card?” Well, money troubles shouldn't keep you awake at night when solutions exist at your fingertips.
lendingplate offers competitive interest rates based on your profile. You pay what matches your situation. The transparent pricing shows what you'll pay from start to finish. Different loan amounts attract different rates depending on your income and repayment capacity. The quick processing means money reaches you faster despite lower rates.
Financial emergencies strike without warning, leaving you scrambling for quick solutions and immediate help.
Instant Disbursal
Your approved loan amount reaches your bank account within 30 minutes. Medical emergencies and urgent purchases don't have to wait anymore.
No Collateral Required
Your Aadhar identification proves sufficient for loan approval. You don't risk your valuable assets or property when borrowing money for needs.
Entirely Digital Process
Complete the entire application journey through your smartphone. The paperless approach saves trees while giving you convenience during stressful financial situations.
Transparent Fee Structure
All charges appear upfront before you finalise your loan. No surprise fees or hidden costs hit you after receiving your loan amount.
Get Loan On Aadhar Card Support
Dedicated teams help you navigate any questions during application. You never feel alone or confused while dealing with your financial requirements.
The EMI formula combines your principal amount, interest rate, and loan tenure to determine your fixed monthly payment. For a 1 lakh loan on Aadhar card, the EMI varies based on your chosen repayment period and interest rate.
A shorter tenure means higher monthly payments but less interest overall. Longer tenures reduce your monthly burden but increase the total interest paid. lendingplate provides an easy-to-use EMI calculator on their website. You simply enter your loan amount, expected interest rate, and preferred tenure.
Financial troubles feel less scary when you know exactly what requirements you need to meet for quick loan approval.
- Age above 21 years
- Monthly income above ₹20,000
- Valid Aadhar card
- Active bank account with statements
- Indian citizenship proof
- The employment history of three months
- Residence proof with current address
Getting your documents ready beforehand speeds up your loan on Aadhar card online approval process and reduces waiting time for money.
- Aadhar card (mandatory)
- PAN card for verification
- Latest salary slips
- Bank statements (3 months)
- Address proof if needed
- Passport size photographs
- Employment ID card
Meeting lender requirements beforehand increases your chances of quick approval without frustrating back-and-forth communications.
Check Your Credit Score
Review your credit score before applying to understand your position. Good credit history significantly improves your loan approval chances and interest rates.
Verify Aadhar Details
Ensure your Aadhar information matches other identity documents. Discrepancies between documents often cause unnecessary delays in loan processing.
Complete Application Fully
Fill every section of the application without skipping fields. Incomplete information requires follow-ups and extends your waiting period for funds.
Keep Documents Ready
Prepare all required paperwork in digital format beforehand. Having everything organised saves precious time during the application submission process.
Choose the Right Loan Amount
Request what you genuinely need rather than the maximum available. Lenders approve reasonable loan amounts faster when they match your income level.
Money worries feel overwhelming, but getting help shouldn't involve jumping through endless hoops or facing judgment about your situation.
Minimal Documentation Required
Transparent Fee Structure
Instant Personal Loan on Aadhar Card
At lendingplate, most loans get approved within minutes after application submission. The money reaches your bank account typically within 30 minutes after approval. Some applications might need additional verification – which could take a few hours. Overall, you can expect the entire process from application to disbursal, within the same day – unlike traditional banks that take days.
While a good credit score helps secure better interest rates, lendingplate considers other factors too. Your regular income and employment stability often matter more than your perfect credit history. Even with average scores, you can qualify for a 1 lakh loan on Aadhar card.
The loan amount isn't fixed just because you apply with an Aadhar card. lendingplate offers loans ranging from ₹5,000 to ₹2,50,000 based on your eligibility. A customer with a higher income typically qualifies for larger amounts up to the maximum limit offered.
lendingplate maintains complete transparency regarding all fees associated with your instant personal loan on Aadhar card. You'll pay a processing fee between 1%-5% of the loan amount. Other potential charges include conversion fees (1%-5%) and mandate return fees (₹500 including GST) for failed payments. Early repayment attracts a 5% foreclosure charge if closed before your first due date, otherwise, none.
Simultaneously taking multiple loans affects your repayment capacity and might result in rejection. lendingplate evaluates your existing loan obligations during application review. If your income comfortably supports multiple EMIs, you might qualify for additional credit.
Your data security remains a top priority at lendingplate. All personal information, including Aadhar details, gets stored in encrypted format with restricted access.
Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
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