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The city of Nawabs is a well-known name for Lucknow. It is a cosmopolitan city whose rich history has had a significant influence on its art and culture. The city is also renowned for its poetry, handicrafts, cuisine, and much more.
Uttar Pradesh's capital city is also Lucknow. It provides small enterprises and job seekers with several growth options. To meet your financial demands while residing here, you might require a personal loan. Lendingplate is a leading NBFC that can help you get instant personal loan in Lucknow.
We offer online personal loan in Lucknow at affordable rates. You can easily apply for a loan online through an online platform. You will get funds on an instant basis.
Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.
Let’s go through the main benefits and features of Personal loans in Lucknow: -
Whatever the occasion, we have the right offerings for you. You can borrow money for weddings, higher studies, international travel or any other purpose.
You don’t have to pledge any security or collateral to get personal loans.
People go for personal loans for urgent needs. Hence personal loans need to be approved fast. We give instant loan approvals after reviewing the loan application.
We provide low-interest, instant personal loan in Lucknow. The initial interest rate for our personal loans is 12% annually.
We offer flexibility in repayment to our customers. Customers can select the repayment tenure from 3 months to 15 months as per their convenience.
We don’t hide any charges from our customers. Whatever charges related to the loan are declared in advance.
Before you apply for an instant cash loan in Lucknow you shall understand the eligibility criteria. Your eligibility criteria depend on various factors like monthly income, nature of employment, credit score, professional experience etc. Let’s go through the eligibility criteria at lendingplate for personal loans: -
The following documents are required to process an online personal loan in Lucknow are as under: -
The application process at lendingplate for instant personal loan in Lucknow is completely online. Here is how you need to apply for an online personal loan in Lucknow: -
You can’t apply for a personal loan if you are not eligible. Therefore, you should confirm beforehand if you meet the requirements. For this, you might utilise a personal loan calculator.
When you have checked and confirmed that you qualify for the eligibility criteria, you can begin your application process. Online applications are accepted. You must enter some basic information in the online form.
At lendingplate we don’t ask for many documents. Then also you need to submit some basic documents online for loan processing.
Loan specialists at lendingplate review your loan application and documents. If everything sounds okay, then your loan is approved.
We offer fast loan disbursal. As soon as the loan is approved the loan will be disbursed to your bank account.
We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
The minimum salary requirement to get a personal loan is ₹20,000. If you are running a business then your income shall be at least ₹2.40 lakhs per annum.
A credit score of 750 is a must for loan processing.
It won’t take more than 24 hours to process a loan application.
Any default in loan repayment will lead to penalty charges.
If you take a personal loan for a specific purpose then you can be eligible for tax benefits. This includes starting a new business, home renovation, education expenses etc.
Only Indian residents can apply for personal loans in Lucknow.
At max, you can personally loan of ₹2.50 lakhs from lendingplate in Lucknow.
You can use the personal loan eligibility calculator available on lendingplate website to check your loan eligibility.
Select the loan details you want to know
Select the loan details you want to know
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Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
