headercom

Did You Know?

We serve loans, the best way you can borrow

Great Place to Work

Introduction to Personal Loans in Guwahati

Guwahati is the capital of Assam and is also the most important city in North-East India due to its population and strategic location. The city has a beautiful landscape with hills and the Brahmaputra River. Many Hindu pilgrim centres and temples are in the nearby area.

Guwahati is the commercial hub of North East India and is popular for industries like petroleum and tea manufacturing. If you need an instant personal loan in Guwahati, Lendingplate can help.

lendingplate is the trusted personal loan provider in Guwahati. They can help you meet various needs with instant cash loan in Guwahati. You can go to lendingplate website and apply for a loan and you will get instant funds.

Personal Loan EMI Calculator

Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.

Amount
25000
Duration
12 M
Interest Rate
36 %
Monthly EMI

₹2512

Total Interest ₹5144
Total Amount ₹30144

Features and Benefits of Personal Loans in Guwahati

If you are looking for instant cash loan in Guwahati then you can approach lendingplate. We offer personal loans which come with lots of benefits. Here are some of the major features and benefits of personal loans in Guwahati:

Multi Purpose Loan

Whatever may be the purpose, we offer loans to fulfil all your needs. Whether it's a wedding, foreign trip or medical emergency, you can get a personal loan for any purpose.

Digital Process

The loan process takes place online. You don’t have to visit any physical branch for loan processing.

Competitive Interest Rates

We understand our customer’s needs very well and hence we offer loans at the best possible interest rates. We don’t want our customers to be overburdened by high loan interest.

No Collateral

There is no need for any collateral to get a personal loan. We offer collateral-free personal loans.

Quick Access to Funds

The loan process is very fast. As soon as the loan gets approved the funds will be credited to your bank account.

Eligibility

You need to fulfil certain eligibility criteria to get an instant personal loan in Guwahati. The eligibility for a loan depends on various factors. Here is the minimum eligibility required for instant cash loan in Guwahati:

  • Citizenship The applicant has to be an Indian Citizen. NRIs are not eligible.
  • Age Limit Minimum age is 21 and Maximum age is 58 years.
  • Credit Score The minimum credit score should be 750.
  • Income The salaried employee should have a minimum monthly salary of ₹20,000 and the self-employed professional shall have a minimum annual income of ₹2.40 lakhs.
  • Salary Credit There shall be regular salary credit in the Bank account.

Documents

The loan process at lendingplate is very hassle-free making it quite convenient for customers. Here is the list of documents required for instant personal loan in Guwahati:

  • Valid ID Proof: - PAN Card, Passport, Aadhar Card or Driving License.
  • Valid Residence Proof: - Passport, Aadhar Card of Driving License.
  • Income Proof: - Bank Statements or Salary slips for the last 3 months.
  • Job Continuity Proof: - Appointment Letter from Present Employer.
  • Photographs: - 2-3 Passport-size photographs.

 

 

How to Apply for a Personal Loan in Guwahati?

The loan application process at lendingplate is quick and simple. Here are the steps that you need to follow to apply for instant personal loan in Guwahati:

Check Loan Eligibility

You will need to qualify for certain eligibility criteria to get a personal loan. So before applying for a personal loan check if you qualify or not. You can use the personal loan eligibility calculator for the same.

Loan Approval

If the documents submitted by you are genuine and you fulfil all necessary requirements then you will get an instant approval for an emergency cash loan in Guwahati.

Upload Documents

After completing the loan application, you will need to upload the necessary documents. Go to the website and upload the documents.

Verification

We have an inhouse team who analyses your loan application and take the final decision of your loan approval.

Quick Disbursement

As soon as the loan is approved you will get the funds credited to your bank account.

Initiate Application

If you fulfil the minimum eligibility criteria for an urgent loan in Guwahati the next thing you need to do is initiate the application for a loan. This can be done through lendingplate website. Go to the website and submit the form.

Interest Rates and Charges on Personal Loans in Guwahati

We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –

Charges Details about the Charges
Processing Fee 1% - 5% of loan amount
Conversion Fee 1 - 5% of the amount
Interest Rate 12% - 36% per annum
Foreclosure 5% of the amount [Nil when prepaid on or after your]
Mandate Return Fee 500/- [inclusive of GST]

lendingplate’s Personal Loan Available Across India

Frequently Asked Questions

The minimum income required for a personal loan in Guwahati is: -

  • Salaried employees shall have a minimum monthly income of ₹20,000.
  • Self-employed Professionals shall have a minimum monthly income of ₹2.40 lakhs.

You shall have a minimum credit score of 750 to apply for an urgent loan in Guwahati.

It won’t take more than 24 hours to apply for a personal loan in Guwahati.

In case you fail to repay the personal loan on time then you will be charged a penalty. Your credit score will also be affected negatively.

If you avail of personal loans for specific purposes like home renovation, starting a business, paying education expenses etc then you can get tax benefits.

NRIs are not eligible for personal loans in Guwahati. Only Indian citizens can apply.

You can get a maximum loan of ₹2.50 lakhs from lendingplate.

One can refer to the eligibility criteria set by lenders to know if they are eligible or not. Other than that, one can also use a loan eligibility calculator to check loan eligibility.

Personal Loan as per Budget

Select the loan details you want to know

Personal Loan as per Salary

Select the loan details you want to know

Instant Personal Loan For Various Purposes

Planning your perfect wedding shouldn't be limited by money worries. Book the perfect venue, hire top photographers and order those gorgeous outfits today. A marriage loan covers everything from venue bookings to catering services. Our marriage loans bring you flexible repayment options and fast approvals. Start planning your special celebrations with the support of instant financing.

Learn More

Want to explore new places, but your savings are falling short? A travel loan brings your dream holiday closer, letting you book flights and hotels right away. Pay in simple monthly instalments that match your salary. No need to touch your savings or miss those limited-time travel deals. Create wonderful memories now with our fast-track travel loans.

Learn More

Multiple debts causing stress? Say goodbye to financial stress as you work steadily to become debt-free with simplified money handling. Stop juggling multiple payments and high interest rates. Get one loan to clear all your debts with lower monthly payments. Track your progress easily as you move steadily toward becoming debt-free with simplified money management.

Learn More

Make your living space better without emptying your savings account. Fix that leaky roof or build the kitchen you've always wanted. Get competitive interest rates and flexible repayment options. Quick approvals mean you can start work fast. Smart interest rates and easy EMIs help you create better living spaces with peace of mind.

Learn More

Getting urgent medical care shouldn't depend on your bank balance. Medical emergency loans give you quick access to funds when health issues strike. We care about your health with instant medical loans. Get started with minimal paperwork and receive money in your account within hours. Easy repayment terms let you concentrate on recovery while managing your finances sensibly.

Learn More