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We serve loans, the best way you can borrow
Need quick funds without stress? A ₹60000 personal loan gives you the boost you need with simple steps.
Speedy Money Transfer
No Hidden Costs
Simple Documentation
No Security Required
Flexible Repayment Options
Fast Digital Procedure
Excellent Customer Support
Minimal Eligibility Criteria
We make borrowing easy with our customer-first approach designed for your busy life.
We keep our terms clear so you know exactly what you pay for your ₹60000 personal loan.
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
We make getting a ₹60000 secured loan easy with basic requirements that most working adults can meet.
Your loan application needs to meet these basic criteria:
Age: 21-60 years
Monthly Income: Minimum ₹20,000
Stable employment history
Acceptable credit score
Residential stability
Keep these ready for a smooth application:
Identity Proof: PAN Card
Address Proof: Aadhaar Card
Latest salary slips
Bank statements
Photograph
Everyone needs money at some point in time, and we look beyond just credit scores for your ₹60000 loan.
Apply
Get approved
Receive money in thirty minutes
Easy access to funds
Your monthly payment depends on three main factors: loan amount, interest rate and tenure. For a ₹60000 personal loan, you can easily find your EMI using our online calculator.
The basic formula used is EMI = P × r × (1+r)^n ÷ [(1+r)^n - 1], where
P is the principal amount
r is the monthly interest rate
n is the loan tenure in months.
So, if you take a ₹60,000 loan at 15% yearly interest for 12 months, your EMI would be around ₹5,386. The same loan for 24 months would have an EMI of about ₹2,927.
Your total interest paid increases with longer tenures. With 12 months, you pay approximately ₹4,632 in interest. For 24 months, the total interest becomes about ₹10,248.
We show you the full repayment schedule before you accept the loan. This helps you plan your finances better and choose the right tenure for your needs.
Choosing lendingplate for your ₹60000 personal loan means picking a trusted partner for your financial needs. We are –
assurance (if approved)
Online
Safe
Transparent
Getting money when you need it should be easy. We keep the paperwork minimal for your ₹60000 loan with just three main document types needed for quick verification and approval.
Your Aadhaar card works best as it serves both identity and address verification. You can also use your PAN card, voter ID card, passport or driving license.
We need to check your earning capacity to approve your loan. Recent salary slips for the last two months work well. Self-employed applicants can submit IT returns or business financial statements.
Your bank statements help us verify your income stability and financial behaviour. We need statements for the last three months from your primary account.
Getting a loan from lendingplate takes just minutes with our simple online process designed for your convenience and quick approval.
We stand out among lenders with our customer-first approach focused on making loans easy for you.
We process your ₹60000 personal loan application quickly with minimal paperwork.
Our interest rates are between 12% to 35%, with clear terms.
Our fully digital process saves you time with no branch visits needed.
Our support team answers your questions promptly whenever you need help.
You can get a ₹60000 personal loan online by visiting our website. Fill out the basic application form with your personal and income details. Upload your identity proof and income documents through the app. Our system verifies your information quickly and approves eligible applications within minutes. After approval, funds reach your account within 30 minutes.
Yes, you can apply for multiple loans within a year after repaying your first loan completely. Your repayment history with us affects your approval chances for future loans. We check your current income and credit status with each new application. Regular repayments improve your profile and might get you better terms next time.
No, we don't have hidden charges with our ₹60000 personal loan. All fees appear clearly in your loan agreement before you accept. The main charges include processing fees, interest and late payment penalties, if applicable. We explain your EMI structure and total repayment amount upfront. Our customer service team can explain any charge that shows up on your account statement.
You can prepay your loan anytime after making your first EMI payment without any charges. If you prepay before your first due date, a 5% foreclosure charge applies to the outstanding amount. Early repayment saves interest costs over the remaining loan period. Contact our customer care before making a prepayment for the exact settlement amount.
Yes, you can apply for a ₹60000 personal loan through our website anytime. Our automated verification system works during business hours. Fund transfers happen after we approve your loan application.
For quick approval of your loans for 60000, keep these ready: valid government photo ID (Aadhaar preferred), PAN card, recent address proof if different from ID, latest salary slips or bank statements showing income deposits. Self-employed applicants need business proof and income tax returns. Having active internet banking helps speed up verification. Clear document photos or scans uploaded through our app process faster.
Missing a payment results in late fees. Your credit score might drop, affecting future loan applications elsewhere. We send reminders through SMS, email and app notifications before due dates. If you know you'll miss a payment, contact us beforehand to discuss options. Repeated missed payments may result in loan recall and legal recovery proceedings as a last resort.
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Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
