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Trivandrum which is also known as Thiruvananthapuram is the capital city of Kerala. The city was nicknamed the “Evergreen City of India” by Mahatma Gandhi. With locations like Padmanabhaswamy Temple, Varkala Beach, and Kovalam Beach, it boasts a hilly coastline scenery and a flourishing tourism industry.
Additionally, Trivandrum is well-represented in the government, aerospace, education, and business sectors. While living in this city you may require additional financial support for medical emergency, home renovation, foreign vacation, wedding etc. You can approach lendingplate to get instant personal loans in Trivandrum.
lendingplate offers personal loans at affordable interest rates. One can easily apply for a loan online through the website and complete the application process in a few minutes.
Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.
The instant personal loans in Trivandrum offered by lendingplate are quite affordable and require no collateral. Let’s go through the main features and benefits of personal loans in Trivandrum: -
People generally opt for personal loans for immediate needs and emergencies. Hence fast approval is a must. We give instant loan approval as soon as the applicant meets eligibility criteria and the document verification is done.
Personal loans are unsecured loans hence you don’t have to give any security. These are collateral-free loans.
We offer low-interest rate loans starting from 12% rate of interest per annum.
The repayment duration is kept flexible so that customers are not burdened with loan EMI. You can keep the loan tenure from 3 months to 15 months, depending on your convenience.
There are no hidden charges onthe personal loans we offer. All kinds of charges are declared upfront in advance.
We have a free look offer for our customers. As per this offer, customers can return the entire loan amount within 3 days. They won’t be charged any fees.
Those who are planning to take instant personal loans in Trivandrum then they need to understand the eligibility criteria. If this criterion is fulfilled, then the loan will get processed smoothly. Here are the eligibility requirements: -
The documents required to process the online personal loans in Trivandrum are as under: -
We have simplified the application process for online personal loans in Trivandrum. Following are the steps that you need to follow: -
You will need to check if you are eligible for a personal loan or not as per the standards set. If you don’t meet eligibility requirements you can’t apply for a personal loan. Use a personal loan eligibility calculator to check if you qualify for a loan or not.
You can continue with the application procedure once your loan eligibility has been confirmed. Complete the application on the LendingPlate website. Both personal and professional information will be requested from you. After completing the information, submit the form.
After initiating the online application for personal loan finance in Trivandrum, next you need to submit the documents required for loan processing.
Based on a number of factors, our team of lending specialists will review your loan application and determine whether to approve it or not.
The loan money will be transferred to your bank account as soon as it is approved.
We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
The minimum income requirement for a personal loan is ₹20,000 per month.
A credit score of 750 is a must to get personal loan finance in Trivandrum.
The entire loan application process will be completed within 24 hours.
In case of loan default, you will have to pay penalty charges.
Personal loan availed for specific purposes like home renovation, education expenses, home construction etc, makes you eligible for tax benefits.
Only Indian residents can apply for personal loans in Trivandrum.
The maximum personal loan amount you can get is ₹2.50 lakhs.
A personal loan eligibility calculator can help you to check your loan eligibility.
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Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
