
Gujarat is one of the most industrialised states in India and is situated on the western coast of India. It is one of the leading industrialised states and has contributed a lot in overall development of the country. Gujarat is renowned for its culture, heritage, and vitality.
The state's stunning landmarks, temples, and palaces make it a popular travel destination. Gujarat is a well-liked travel destination for both business travellers and visitors because of its cities, like Ahmedabad, Vadodara, and Surat, which successfully combine modernity and heritage.
While living in Gujarat, you might want to take out a personal loan to fulfill your dreams and ambitions. Lendingplate can assist you in this regard. At reasonable interest rates, we provide personal loan in Gujarat. You can apply for a personal loan online through our website.
Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.
We provide personal loan in Gujarat with several benefits. Here are some of the top features and benefits of personal loan Gujarat: -
We approve your loan based on parameters like repayment capacity, credit score, income etc. Hence, we don’t ask for any collateral for personal loans.
We offer multi-purpose loans. You can utilize it for wedding expenses, vacation trips, child education etc. There is no restriction on end usage.
We don’t want to waste the time of your customer. Hence, we offer fast approval within 24 hours of application initiation.
We deposit the money into your bank account as soon as the loan is authorized.
With simple requirements, we enable more people to borrow money. Prior to committing, be aware of any fees and costs.
The loan application process can be finished on a computer or mobile device. Just apply online and get the loan approved without printing or signing the physical documents.
You can borrow a personal loan as per your need. We offer loan in gujarat from ₹10,000 to ₹2.50 lakhs.
If you are planning to apply for a personal loan in Gujarat then you need to fulfil certain requirements set by the lender. Here are the minimum requirements by lendingplate:-
To process the loan application, you need to submit certain basic documents online. Here are the documents required for a personal loan in Gujarat: -
The entire application process for a personal loan Gujarat is very straightforward. The steps you must take are as follows: -
Before you start with application process you need to assess if you are eligible or not for a loan in Gujarat. You can use personal eligibility calculator.
Once your eligibility has been confirmed, the next step is to start the online application. You must visit the LendingPlate website, fill out the necessary fields, and submit the form in order to accomplish this.
Submitting documents is the next step after starting the online application. The necessary paperwork must be submitted online via the LendingPlate website.
We have loan experts who verify your loan application. They give the final approval to your loan application.
If everything checks out after the verification process, you will be approved for a Gujarat personal loan.
We offer prompt disbursement. Your bank account will be credited with the funds as soon as the loan is approved.
We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –
Charges | Details about the Charges |
Processing Fee | 1% - 5% of loan amount |
Conversion Fee | 1 - 5% of the amount |
Interest Rate | 12% - 36% per annum |
Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
Mandate Return Fee | 500/- [inclusive of GST] |
For a salaried employee minimum income requirement is ₹20,000 per month. And for businessmen the minimum income requirement is ₹2.40 lakhs yearly.
A minimum credit score of 750 is needed to get a personal loan Gujarat.
Our loan processing is fast hence it would hardly take less than 24 hours to process.
Default in repayment of the loan, will lead to penalty charges. Also, your credit score will go down.
You may get tax benefits if a personal loan is availed for a specific purpose. Like home construction, home renovation, education expenses etc.
NRIs can’t apply for loan in Gujarat as they are not eligible.
The maximum loan you can be given is ₹2.50 lakhs.
You can use the personal loan eligibility calculator available on lendingplate website to find out whether you are eligible for a personal loan or not.
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