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Jodhpur is the second largest city in the state of Rajasthan. With a population of over a million, the city is classified as a metropolitan area. Due to the blue-coloured landscape everywhere, the city is also popularly known as “Blue City”.
Jodhpur has a unique architecture, vibrant culture and historical significance. If you live in Jodhpur, then the need for finances may arise. An instant personal loan in Jodhpur will help you at this time.
lendingplate is a registered NBFC and one of the leading lenders for personal loan in Jodhpur. You just have to initiate the online application by going to Lendingplate’s official website. The money will be immediately credited to your bank account.
Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.
For an urgent cash loan in Jodhpur, Lendingplate is a reliable financial partner. There are numerous advantages to our personal loans. The primary attributes and advantages are as follows: -
In only ten minutes, you may finish the full Jodhpur personal loan application process with the aid of our web platform. All you have to do is submit the documents and provide your basic information online. Your loan will be approved on an instant basis.
We don’t request any collateral. We consider your income, credit score, and repayment capacity while approving the loan.
We provide quick funding. As soon as the loan is approved, the funds will be credited to your bank account.
Whether you require a small amount of loan or have huge needs, lendingplate will be your right choice. You can get loans from ₹10,000 to ₹2.50 lakhs.
We don't want your EMI to be too high. Therefore, we take your affordability into account while determining the EMI.
You can utilise the loan for whatever purpose you want- a wedding, buying a laptop, a medical emergency, etc. There is no limit to end usage.
You must meet specific qualifying conditions in order to qualify for a Jodhpur personal loan. The credit policy determines this. Let's look at the requirements for getting a personal loan in Jodhpur right away:
Documentation is an important part of loan processing. At lendingplate we ask for minimum documents. Here is a list of documents required for a loan in Jodhpur: -
You can apply for a quick personal loan in Jodhpur using our website. It's a rather simple procedure. The following are the actions you need to take:
You need to check if you qualify for a Jodhpur personal loan or not. One can do this by using a personal loan eligibility calculator.
The loan application is examined by a group of loan experts. They make the final decision on loan approval.
Completing the document submission is the next step after starting the loan processing application. Go to the website and send in the necessary paperwork.
If you fulfil the minimum eligibility criteria set by lendingplate then you can proceed to initiate an online application for a Jodhpur personal loan.
The loan will be immediately granted if the application is acceptable.
We disburse the loan at a fast pace. With the approval of the loan, the funds get transferred to your bank account on an immediate basis.
We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
As a salaried person, you should have a monthly income of ₹20,000, and as a businessman, you shall have a yearly income of ₹2.40 lakhs to get a personal loan in Jodhpur.
A credit score is a must for personal loans. You should have a minimum credit score of 750.
The loan process at lendingplate is quite fast and won’t take more than 24 hours.
Failure to repay the personal loan will lead to penalty charges. It will also affect your credit score negatively.
There may be tax advantages to taking out a personal loan for specific purposes. This includes starting a business, paying for school expenditures, building a new home, or remodelling an old one.
NRIs are not eligible for personal loans in Jodhpur.
You can get a personal loan for a maximum amount of ₹2.40 lakhs.
To find out if you qualify for an instant personal loan in Jodhpur, utilise the loan eligibility calculator on the Lendingplate website.
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Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
