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Introduction to Personal Loans in Jodhpur

Jodhpur is the second largest city in the state of Rajasthan. With a population of over a million, the city is classified as a metropolitan area. Due to the blue-coloured landscape everywhere, the city is also popularly known as “Blue City”.

Jodhpur has a unique architecture, vibrant culture and historical significance. If you live in Jodhpur, then the need for finances may arise. An instant personal loan in Jodhpur will help you at this time.

lendingplate is a registered NBFC and one of the leading lenders for personal loan in Jodhpur. You just have to initiate the online application by going to Lendingplate’s official website. The money will be immediately credited to your bank account.

Personal Loan EMI Calculator

Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.

Amount
25000
Duration
12 M
Interest Rate
36 %
Monthly EMI

₹2512

Total Interest ₹5144
Total Amount ₹30144

Features and Benefits of Personal Loans in Jodhpur

For an urgent cash loan in Jodhpur, Lendingplate is a reliable financial partner. There are numerous advantages to our personal loans. The primary attributes and advantages are as follows: -

Quick Application

In only ten minutes, you may finish the full Jodhpur personal loan application process with the aid of our web platform. All you have to do is submit the documents and provide your basic information online. Your loan will be approved on an instant basis.

No Need for Collateral

We don’t request any collateral. We consider your income, credit score, and repayment capacity while approving the loan.

Quick Funding

We provide quick funding. As soon as the loan is approved, the funds will be credited to your bank account.

Flexible Loan Amount

Whether you require a small amount of loan or have huge needs, lendingplate will be your right choice. You can get loans from ₹10,000 to ₹2.50 lakhs.

Affordable EMI

We don't want your EMI to be too high. Therefore, we take your affordability into account while determining the EMI.

Flexible Usage

You can utilise the loan for whatever purpose you want- a wedding, buying a laptop, a medical emergency, etc. There is no limit to end usage.

Eligibility

You must meet specific qualifying conditions in order to qualify for a Jodhpur personal loan. The credit policy determines this. Let's look at the requirements for getting a personal loan in Jodhpur right away:

  • Ages 21 and 58 are the minimum and maximum, respectively.
  • The applicant must be a citizen of India.
  • A Salaried employee should make at least ₹20,000 each year.
  • A Self-employed professional should make at least ₹2.40 lakhs annually.
  • Salary credit should appear on the bank statement at a regular interval.
  • Self-employed professionals must register for GST.
  • The minimal credit score ought to be 750.

Documents

Documentation is an important part of loan processing. At lendingplate we ask for minimum documents. Here is a list of documents required for a loan in Jodhpur: -

  • Valid Photo Identity Proof
  • Proof of a valid address
  • Verifiable proof of income in any format
  • Salary slips for the previous three months
  • Business proof or an employment certificate

 

 

How to Apply for a Personal Loan in Jodhpur?

You can apply for a quick personal loan in Jodhpur using our website. It's a rather simple procedure. The following are the actions you need to take:

Verify Your Loan Eligibility

You need to check if you qualify for a Jodhpur personal loan or not. One can do this by using a personal loan eligibility calculator.

Verification

The loan application is examined by a group of loan experts. They make the final decision on loan approval.

Document Submission

Completing the document submission is the next step after starting the loan processing application. Go to the website and send in the necessary paperwork.

Apply Online

If you fulfil the minimum eligibility criteria set by lendingplate then you can proceed to initiate an online application for a Jodhpur personal loan.

Approval of Loan

The loan will be immediately granted if the application is acceptable.

Quick Disbursement

We disburse the loan at a fast pace. With the approval of the loan, the funds get transferred to your bank account on an immediate basis.

Interest Rates and Charges on Personal Loans in Jodhpur

We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –

Charges Details about the Charges
Processing Fee 1% - 5% of loan amount
Conversion Fee 1 - 5% of the amount
Interest Rate 12% - 36% per annum
Foreclosure 5% of the amount [Nil when prepaid on or after your]
Mandate Return Fee 500/- [inclusive of GST]

lendingplate’s Personal Loan Available Across India

Frequently Asked Questions

As a salaried person, you should have a monthly income of ₹20,000, and as a businessman, you shall have a yearly income of ₹2.40 lakhs to get a personal loan in Jodhpur.

A credit score is a must for personal loans. You should have a minimum credit score of 750.

The loan process at lendingplate is quite fast and won’t take more than 24 hours.

Failure to repay the personal loan will lead to penalty charges. It will also affect your credit score negatively.

There may be tax advantages to taking out a personal loan for specific purposes. This includes starting a business, paying for school expenditures, building a new home, or remodelling an old one.

NRIs are not eligible for personal loans in Jodhpur.

You can get a personal loan for a maximum amount of ₹2.40 lakhs.

To find out if you qualify for an instant personal loan in Jodhpur, utilise the loan eligibility calculator on the Lendingplate website.

Personal Loan as per Budget

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Personal Loan as per Salary

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