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The state of Tamil Nadu has successfully combined tradition with modernity. It is the location of both flourishing enterprises and historic temples. It is renowned for its thriving Dravidian culture as well. The state's second-largest largest economy in the country offers various jobs and career opportunities.
Tamil Nadu is also well-known for its vibrant culture, historic temples, and lengthy history. It is also popular among tourists for adventure activities. Living here you may have a need for money to fulfill your dreams. At this time personal loan from lendingplate can help you.
In Tamil Nadu, Lendingplate provides quick personal loans to enable you to realize your goals. You can apply for loan in Tamil Nadu through our lendingplate online platform. The entire operation would just take a few minutes.
Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.
Tamil Nadu personal loan by lendingplate comes with a lot of benefits. Let’s try to understand some of the major features and benefits of personal loans: -
By using our online platform it’s easy to complete the loan process in just 10 minutes. What you need to do is enter the basic information and upload the documents. A fast decision will be made for your loan.
There is no need for any collateral to get an instant personal loan in Tamil Nadu. As we approve your loans considering other parameters like age, repayment capacity, credit score etc.
You can borrow loans at your convenience. We offer personal loan in Tamil Nadu from ₹10,000 to ₹2.50 lakhs.
At lendingplate, you have a special freelook offer. Under this offer, you can return the entire loan amount in the first three days and you won’t have to pay any fees.
We are quite transparent. Hence, we don’t hide any charges from our customers.
The loan in Tamil Nadu that we offer you doesn’t have any usage restriction. You can use it for a friend’s wedding, foreign travel, buying a laptop or any other purpose.
You need to meet minimum standards set by lendingplate to apply for personal loans in Tamil Nadu. The eligibility criteria are as under: -
We ask for minimal documents to process the personal loan. Here is the list of documents: -
The loan process at lendingplate is completely online. Using a laptop or mobile device to finish the application procedure will take a few minutes. Following is the step-by-step process for getting a Tamil Nadu personal loan: -
Before you apply for an online personal loan in Tamil Nadu you need to check if you are eligible for it or not. To verify your eligibility, you can utilize a personal loan eligibility calculator.
If you meet the criteria set by lendingplate then you can proceed with the online application. Sign up on the website and decide the loan amount.
The document process for Tamil Nadu personal loan is minimal at lendingplate. You just have to submit the necessary documents required for loan processing like PAN card, residence proof, income proof etc.
Your loan application will be evaluated by a group of loan specialists. If they find the application legit then they will approve the loan.
As soon as the loan is approved, the money will be credited to your bank account.
We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
You shall have a minimum salary of ₹20,000 for processing of personal loan Tamil Nadu.
A credit score is necessary for loan processing. A minimum credit score of 750 is needed to process the loan.
The loan process gets completed within 24 hours of application initiation.
If you are unable to repay the personal loan on time then you will have to pay penalty charges.
There are tax benefits in personal loans if you opt for specific purposes like home renovation, education expenses, starting a business etc.
NRIs don’t meet the eligibility criteria for Tamil Nadu personal loan.
The maximum loan amount one can get in Tamil Nadu is ₹2.50 lakhs.
Personal loan eligibility calculator can be helpful to check loan eligibility.
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Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
