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Chandigarh, India's first planned city, is located in the northern part of the country. It is not only the Union Territory but also the capital of Haryana and Punjab.
Many people come to Chandigarh in search of jobs and business opportunities. Hence there is a high demand for instant personal loan in Chandigarh. To fulfil this demand, lendingplate offers personal loans at nominal rates in Chandigarh.
You can borrow as per your need. We offer instant loan in Chandigarh from ₹10,000 to ₹2.50 lakhs. You must apply for a loan online at the LendingPlate website. The loan application process will be finished in no more than 24 hours.
Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.
To fulfil your financial needs in Chandigarh, lendingplate is one of the most popular lending partners. With several advantages, we provide instant personal loan in Chandigarh. The following are the primary attributes and advantages of personal loans offered by Lendingplate:
The application procedure has been kept quite straightforward. All you have to do is visit our online portal, complete the requested information, and send in the necessary documents. Entire process will not take more than 10 minutes.
For a loan, we don't ask you to pledge your property. Conversely, we offer you loans based on your income, ability to repay, and other variables.
We are very fast in funding the loans. The moment the loan gets approved, we credit funds to your bank account.
We understand our customers and hence we never overburden them with high EMI costs. Considering the affordability of the customer, the loan instalments are determined.
Whether the need is for a small amount of loan or a big requirement we fulfil all. We offer instant cash loan in Chandigarh for amounts ranging from ₹10,000 to ₹2.50 lakhs.
We believe a lot in transparency. Hence, we don’t hide any extra costs from our customers. All details about charges, interest and instalments are provided to the customer in advance.
Prior to applying for a personal loan, you must comprehend the requirements for qualifying. Because if you are not eligible for a loan then there is no need to apply for the same. In order to obtain instant personal loan in Chandigarh, you must fulfill the following minimal requirements: -
At lendingplate, you don’t have to submit much paperwork. Only a few documents are needed, and they must be submitted online. The following paperwork is needed to process a quick loan in Chandigarh:
The application process for instant personal loan in Chandigarh is quite easy. Here are the steps that you need to follow: -
It’s necessary to check if you are eligible for instant loan in Chandigarh or not. The process of applying for a loan begins with this step. For the same, use the website's personal loan eligibility calculator.
The next step is to start the online application process for an Instant personal loan in Chandigarh after you have confirmed that you meet the requirements. You must apply online for this by visiting the LendingPlate website.
There is no offline paperwork in lendingplate. You just have to submit certain necessary documents online through the website.
There is a team of loan experts who verify the loan application and take the final decision regarding loan approval.
After verification, if your loan application is legit then you will get approval for an instant cash loan in Chandigarh.
We don’t want our customers to wait unnecessarily for funds. Hence, we provide fast disbursement as soon as the loan is approved.
We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
In order to qualify for a personal loan, a person must earn at least ₹20,000 per month if they are salaried, and ₹2.40 lakh annually if they are self-employed.
One of the crucial factors taken into account when approving a loan is a credit score. For Chandigarh residents to be eligible for an immediate personal loan, their credit score must be at least 750.
In less than 24 hours, the entire loan process gets completed.
Non-payment of the loan will lead to penalty charges. It will also impact your credit score negatively.
When you opt personal loan for certain uses then tax benefits are applicable. This includes education expenses, renovation of the house, construction of a new house etc.
Only Indian citizens are eligible for instant loan in Chandigarh. If you are NRI then you can’t apply for a personal loan.
At the most, you can get a personal loan of ₹2.50 lakhs from lendingplate.
You can use the personal loan eligibility calculator on the Lendingplate website to determine if you are eligible for an instant personal loan in Chandigarh.
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Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
