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Surat is very popular for the textile and diamond industry. It is an important trade centre of the country and is considered the diamond capital of the world. More than 80% of processed diamond exports from India are done by Surat city alone.
The living expenses in Surat are very high. Whether you are an entrepreneur or a salaried individual, fulfilling your goals becomes difficult. What you need is a personal loan, which can help you to fulfil all your goals.
lendingplate offers you an instant personal loan in Surat at low interest rates. Whether you want to buy a laptop or have plans to get married, all these needs will be fulfilled by the urgent personal loan in Surat by lendingplate.
Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.
If you opt for an urgent personal loan in Surat from lendingplate then it comes with a lot of benefits to fulfil your requirement. Hence, the personal loan from lendingplate is not just financial support. It also helps you to fulfil your dreams without any financial burden. Let’s have a look at some of the top features and benefits of an instant personal loan in Surat: -
You don’t have to provide any collateral for getting a personal loan from lendingplate. We offer collateral-free loans.
We understand our customers, and hence we offer personal loans at the best possible interest rates. As a result you are not overburdened with high interest on the loan.
If everything is okay, then your loan will be approved very fast, and the funds will be credited to your bank account within 24 hours of a loan application.
We don’t restrict the end usage of personal loans. Whether you have plans for a foreign trip or have a medical emergency, you can use the loan for any purpose.
The complete loan process at lendingplate is online. You can complete the loan process sitting at home. Hence, it is very convenient for customers.
We make loans affordable for you. We take care that your EMI is something that you can afford.
Before you apply for a personal loan, you need to check whether you are eligible for the same or not. Your eligibility depends on various factors like monthly income, age, nature of employment, cibil score, etc. To get the instant personal loan in Surat from lendingplate you will need to fulfil the following criteria: -
Without documentation, you can’t get a personal loan. Here are the necessary documents required for an urgent personal loan in Surat
Application for an urgent personal loan in Surat can only be initiated if you fulfil certain eligibility criteria. You can go to lendingplate website and use the personal loan eligibility calculator for this.
If you are eligible for a personal loan at lendingplate then you can initiate the online application. You need to sign up on the lendingplate website with your mobile number. There, you need to provide some basic details about yourself.
After initiation of the application, the next step is document submission. Upload the documents on the lendingplate website and submit them.
We have a team of loan experts. They will check the loan application and decide whether to approve the loan or not.
If your credit score and credit history are good enough and if everything else is okay, then the loan will be approved as soon as possible.
The loan will be disbursed to your account within 24 hours of application.
We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
You should be earning at least ₹20,000 a month to get an instant personal loan in Ahmedabad.
You should have a minimum credit score of 750 to get a personal loan.
If you have a good credit score and you meet all the required criteria, then the loan will be approved on an instant basis. It won’t take more than 24 hours.
If you default on loan repayment then it will directly impact your credit score. You will have to pay penalty charges and late payment charges to the lender. Due to low credit scores, lenders will refrain from giving loans to you.
There are tax benefits on personal loans in certain scenarios. For example, if you take a personal loan for home renovation, home construction, education expenses, and to start a business, then you are eligible for tax benefits.
Personal loans in India are only available to Indian citizens. NRIs are not eligible.
The maximum amount of personal loan you can get is ₹2.50 lakhs.
To check the eligibility of a loan, you can use the personal loan calculator available on lendingplate website.
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Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
