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Rajkot is a vibrant city in Gujarat and is a part of Saurashtra region. The city has a booming economy which comprises medium and small-scale industries along with the real estate sector. If you are a resident of this city then lendingplate would want to help you fulfil your dreams.
We understand that you want to achieve various goals in life i.e. personal goals, business goals, fitness goals etc. To achieve this, you will need the right financial partner. Lendingplate is the right fit for you which will help you fulfil all your goals.
Lendingplate offers personal loan in Rajkot at the best competitive rates. You can get a personal loan from ₹10,000 to ₹2,50,000. The repayment tenure for the same can range from 3 months to 15 months.
Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.
If you want to take personal loan in Rajkot then lendingplate is the best choice you can have. The personal loan offered by lendingplate is quite affordable and has a lot of other benefits. Let’s have a look at the features and benefits of loan in Rajkot: -
The entire loan process at lendingplate is digital. You can complete the loan process by sitting at home. Hence it becomes very convenient for customers.
You get a collateral-free loan from lendingplate. You don’t have to provide any collateral for a personal loan.
Our personal loan will fulfil all your needs. Whether you have plans for marriage or there is some medical emergency, you can use the personal loan for any purpose. There is no restriction on end usage.
We don’t restrict the end usage of personal loans. Whether you have plans for a foreign trip or have a medical emergency, you can use the loan for any purpose.
Customer satisfaction is our ultimate goal. Hence, we provide personal loans at the best possible interest rates. This will not overburden customers with high interest on loans.
We provide quick access to funds. As soon as your loan is approved, you will get the funds credited to your bank account within 24 hours.
The instalment you pay for the loan will be as much as you can afford. We don’t want you to struggle to pay EMI and fall into a financial burden.
To avail a personal loan from lendingplate you will need to fulfil the eligibility criteria. The eligibility depends on various factors, which are determined by the credit policy. Here are some of the basic eligibility criteria which you need to meet to get loan in Rajkot from lendingplate: -
We have simplified the documentation process so that the customer doesn’t have to suffer. The entire process is online; hence customers don’t have to visit physical branches with documents. Here are the basic documents required for loan in Rajkot: -
Firstly, you will need to verify whether you even qualify for the personal loan or not. Check the eligibility criteria for the same. You can also use the check the personal loan eligibility calculator for the same.
If you are eligible for a personal loan at lendingplate then the next you need to do is start the online application. You will need to sign up on lendingplate website with your mobile number. After that, you will be asked for some basic details about yourself. You need to fill in the details and submit them.
After application initiation, you will need to submit the documents. Upload the documents on the website and submit them.
We have a specialised team of experts who review your application. They take the final decision about your loan approval.
If everything is okay then you will get instant approval for loan in Rajkot.
As soon as the loan is approved, the funds will be credited to your bank account within 24 hours.
We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
The minimum income required to get a personal loan in Rajkot is as under: -
You should have a minimum credit score of 750 to get a personal loan in Rajkot.
It won’t take more than 24 hours to process a loan at lendingplate.
If there is an EMI bounce on your personal loan then you will have to pay charges which will increase your burden. In addition to this, your credit score will also be affected. You will find it difficult to get any loans further.
You get tax benefits if you have availed a personal loan for specific purposes like home renovation, education expenses, home construction etc.
NRI can’t apply for a personal loan at lendingplate. We offer personal loans only to Indian citizens.
You can get a maximum loan of ₹2.50 lakhs.
You can use the personal loan eligibility calculator available on lendingplate website to check your eligibility for a personal loan.
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Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
