
The State of Goa is located in Western part of India. It is bordered to the west by the Arabian Sea, to the north by Maharashtra, and to the east and south by Karnataka. The state’s main industries are tourism, agriculture, fishing and mining.
One of India's most visited tourist locations, Goa is renowned for its beaches, temples, and churches. Fort Aguada and the Basilica of Bom Jesus, two well-known historic sites that highlight the state's rich legacy, are also located there.
lendingplate provides urgent personal loan in Goa to help you fulfil your dreams. You can use this loan for organizing a wedding, an exotic holiday, a medical emergency or to finance your business goals.
Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.
Get a hassle-free personal loan in Goa with extraordinary features from lendingplate. Let’s go through the main features and benefits of Goa personal loan: -
We approve loans based on various factors like income, credit score, repayment capacity etc. Hence, we don’t ask for any collateral.
Personal loans are generally taken out for emergencies and urgent needs. Hence, they need to be approved fast. At lendingplate we take care to approve the loan as soon as they are reviewed by a team of loan experts.
We offer personal loans at low interest rates which start from 12% per annum.
We allow customers to choose the loan tenure depending on their convenience. The loan tenure can be selected from 3 months to 15 months.
The instant loan in Goa that we offer can be used for any purpose like weddings, foreign travel, medical emergencies etc. We don’t put any restrictions on end usage.
We are quite transparent and hence we don’t hide any charges from our customers. All charges related to personal loans are revealed to the customer.
We have a freelook offer for our customers. As per this offer, if the customer wants, he can return the loan amount within 3 days of disbursement. He won’t be charged any charges for it.
Before you apply for an urgent personal loan in Goa you need to understand the eligibility criteria. This will help you in getting faster loan approval. Here are the minimum prerequisites for getting goa personal loan: -
We ask for minimal documents to process the personal loan. Here is the list of documents required for an instant loan in Goa: -
At lendingplate the loan application process is quite simplified. To apply for a Goa personal loan, you must take the following actions:
If you don't meet the qualifying requirements, your loan application will be denied. Therefore, make sure you meet the requirements before applying for an instant personal loan in Goa. For the same, you can utilize a personal loan eligibility calculator.
If you meet the necessary requirements then you can proceed with the application. Go to lendingplate website, fill up the personal and professional details and submit the online form.
We have a minimum documentation process at lendingplate. All you need to do is upload scanned copies of your documents.
Our staff of loan experts will check your paperwork and application. Their decision will determine whether or not your loan is approved.
We support prompt service. We transfer the funds to your bank account as soon as the loan is authorized.
We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –
Charges | Details about the Charges |
Processing Fee | 1% - 5% of loan amount |
Conversion Fee | 1 - 5% of the amount |
Interest Rate | 12% - 36% per annum |
Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
Mandate Return Fee | 500/- [inclusive of GST] |
You shall have a minimum salary of ₹20,000 per month to get an urgent personal loan in Goa.
Without a credit score, it’s not possible to get a personal loan. You shall have a minimum credit score of 750 to qualify for a personal loan.
Loan processing will be concluded within 24 hours of time.
You will be required to pay penalties if you fail to make any loan instalments. Additionally, your credit score will be impacted.
Personal loans don't offer any immediate tax advantages. However, you have tax advantages if you choose to use personal loans for particular objectives, such as launching a business, remodeling your house, paying for school, etc.
Only Indian residents can apply for personal loans in Goa.
You can get a personal loan of up to 2.50 lakhs.
You can use a personal loan eligibility calculator to assess if you qualify for the loan or not.
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