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Bhubaneswar is the biggest city of Odisha and has around 700 temples. Recently, it has also been emerging as an education hub and a business destination for self-employed people. Moreover, Bhubaneswar’s robust economy, which is driven by tourism and industries, also gives it a strong financial foundation.
While living in Bhubaneswar, managing your financial needs like travel, wedding, medical expenses, etc., can be tough. At this time, you need a personal loan from lendingplate. We offer instant personal loan in Bhubaneswar at affordable interest rates.
One can apply for an urgent cash loan in Bhubaneswar, which offers a flexible repayment schedule and quick funding. We offer multi-purpose loans which you can use for any purpose, from weddings to medical emergencies.
Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.
Lendingplate focuses on offering its customers convenient and accessible financial solutions. So that their need for finances is fulfilled. Here are the primary attributes and advantages of an instant personal loan in Bhubaneswar: -
You can easily finish the entire loan process for an instant personal loan in Bhubaneswar in just 10 minutes using our web platform. You will need to give some basic details asked and submit the documents.
We don’t scrutinise your loan application based on the collateral. But we take into consideration other factors like age, income, credit score, etc. Hence, you don’t have to provide any security.
We prioritise our customers' needs, and hence as soon as the loan is approved, we initiate the funding process. The funds will be credited to your bank account within 24 hours.
We don’t want to overburden our customers with high EMI costs. Hence, we assure to keep the loan EMI amount that the customer can afford as per their income.
At lendingplate you can borrow as per your requirements. We offer loans from ₹10,000 to ₹2.50 lakhs.
We are quite transparent in our policies. Whatever fees and charges are there we reveal in advance to customers.
You need to fulfil certain standards to get an urgent cash loan in Bhubaneswar. Here are the minimum requirements: -
When you apply for a personal loan in Bhubaneswar, you need to submit a few basic documents online. Keep the scanned copies with you handy so that the process gets faster. Here are the documents that are needed for an instant personal loan in Bhubaneswar: -
Our loan application process for instant personal loan in Bhubaneswar is very straightforward. The process is online and can be done through the lendingplate website. Here are the steps that you need to follow: -
First of all, you need to verify whether you are eligible for a loan or not. This is the first step in the loan process. You can go to the lendingplate website and check through the personal loan eligibility calculator.
After verifying eligibility, next, you need to proceed with the online loan application process. Visit the website and submit the basic details asked.
We don’t have any offline document submissions. You need to submit the basic documents required for loan processing online on the website itself.
Our team of experts will verify the loan application and then take the final call for loan approval.
After completion of the verification process, if your loan application is legit, then you will get approval for an urgent cash loan in Bhubaneswar.
We believe in fast service. Hence, as soon as the loan is approved, we credit the bank account with funds.
We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
For a salaried individual, the minimum monthly income requirement is ₹20,000. And for self-employed professionals, the minimum annual salary requirement is ₹2.40 lakhs per annum.
A credit score is important for lenders to assess your creditworthiness. A minimum credit score of 750 is a must for a personal loan in Bhubaneswar.
Maximum it will take 24 hours to complete the entire loan application process at lendingplate.
This will lead to penalty charges, and also your credit score will be affected negatively.
Personal loans taken for specific purposes like home renovation, starting a business, etc, can make you eligible for tax benefits.
NRIs can’t apply for personal loans in Bhubaneswar.
The maximum loan amount we can offer you is ₹2.50 lakhs.
One can use the personal loan eligibility calculator available on lendingplate website to check eligibility.
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Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
