
Calicut is a seaside city in the state of Kerala and a cultural melting pot. The city also has a good business environment with various industrial units in timber, export, IT, etc. It is also a trade centre for exports and a hub for spices.
Calicut, at present, is one of the top exporters of India. It is one of the important port towns in India and has a huge scope for financial advancement. If you reside in this city and have some financial needs, then lendingplate can help you.
We offer instant personal loan in Calicut from ₹10,000 to ₹2.50 lakhs. After you finish the online application, the loan will be released in less than twenty-four hours.
Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.
lendingplate is a trustworthy financial partner for a personal loan available in Calicut. Our personal loans have a lot of benefits. The following are the main characteristics and benefits:
You may finish the Calicut personal loan application procedure in only ten minutes using our online platform. All you need to do is enter your basic information online and submit the necessary paperwork. Your loan will be approved as fast as possible.
We hardly ask for any collateral. Because we approve your loan on the basis of other factors like credit score, income, repayment capacity, etc.
We guarantee that as soon as the loan is approved, money will be credited to your bank account. It wouldn’t take more than 24 hours.
One can borrow a loan from lendingplate as per their requirement. The loan amount ranges from ₹10,000 to ₹2.50 lakhs.
We take care that the loan instalment should not be something you can’t afford. Hence, we keep the EMI amount as per your income and repayment capacity.
The loan offered can be used for any reason you choose, including a wedding, a laptop purchase, an unexpected medical expense, etc. The end use has no restrictions.
We don’t hide any charges from our customers. All types of fees and charges are mentioned in advance to customers.
Only if you fulfil specific standards can you obtain personal loan finance in Calicut. These are the prerequisites you must meet in order to be eligible for the loan:-
There are certain documents that you need to submit online to get an instant personal loan in Calicut. Here is the list of documents required: -
We offer a straightforward application process for Calicut personal loan financing. The steps you must take are as follows:
You must determine whether you are eligible for a Calicut personal loan. Use the personal loan eligibility calculator on the Lendingplate website to confirm this.
After confirming that you qualify for a personal loan, the next step is to apply online. Visit our website and enter your personal information. You won't need much time for this.
When you have submitted your online profile, the next step would be document submission. You need to upload some basic documents required for the processing of an instant personal loan in Calicut.
We have an expert team that will go through your loan application. When it comes to approving your loan, they will have the last say.
Your loan will be approved if your application is legitimate and everything checks out.
We make loan payments quickly. When the loan is approved, the money is immediately deposited into your bank account.
We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –
Charges | Details about the Charges |
Processing Fee | 1% - 5% of loan amount |
Conversion Fee | 1 - 5% of the amount |
Interest Rate | 12% - 36% per annum |
Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
Mandate Return Fee | 500/- [inclusive of GST] |
A salaried individual must be making ₹20,000 per month, and a self-employed professional must be making ₹2.40 lakhs per annum to get an instant personal loan in Calicut.
You need to have a credit score of at least 750 to be eligible for a personal loan in Calicut.
The entire personal loan application process will be completed in less than 24 hours.
In case of non-payment of a personal loan, you will face penalty charges. Your credit score will also be downgraded, and hence, you won’t be able to get any more loans.
If you take out a personal loan for specific purposes, including starting a business, building a new home, remodelling an old one, or paying for school expenses, you may be eligible for tax benefits.
NRIs are not eligible to apply for personal loans in Calicut.
You can get a maximum loan of up to ₹2.50 lakhs.
To determine your loan eligibility, utilise the personal loan eligibility calculator on the Lendingplate website.
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