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Vijayawada is a well-known educational and commercial capital of Andhra Pradesh. It is India’s fastest-growing urban region and has attractions that delight tourists and locals. There are several industries in Vijayawada. The city’s agricultural sector flourishes with rice as a crop.
The textile industry is also vibrant in the city, with numerous cotton mills and garment manufacturing facilities. Living in Vijayawada, you may need financial assistance to meet your expenses and goals.
At this time instant personal loan in Vijayawada from lendingplate can be helpful. We provide low-interest personal loans. Using our website to apply for a personal loan is simple.
Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.
There are numerous advantages to the instant personal loan in Vijayawada that Lendingplate provides. Let's examine the primary attributes and advantages of personal loans: -
You can borrow loans for any purpose. It can be a medical emergency, a wedding, children's education, etc. We don’t put any restrictions.
Collateral is not required for personal loans because they are unsecured loans.
Personal loans shall be given fast approval as they are taken for urgent needs. At lendingplate we give instant loan approval as soon as the loan application is verified.
The personal loans we offer are low-interest loans starting from 12% per annum.
We have kept repayment tenure quite flexible. Customers can choose the loan tenure from 3 months to 15 months at his/her convenience.
We don’t hide any charges from customers. All loan-related charges are revealed to the customer in advance.
We have a free look offer for our customers. This means that the customer can return the entire loan amount within 3 days of disbursement. They won’t have to pay any charges for this.
There are certain minimum eligibility criteria that you need to fulfil before you apply for a cash loan in Vijayawada. So, borrowers shall understand this criterion before applying for a personal loan: -
The very minimum of paperwork is required for an instant personal loan in Vijayawada at LendingPlate. The following paperwork is needed to process the loan:
At Lendingplate, applying for a personal loan is a rather easy process. The following procedures must be followed in order to apply for an instant personal loan in Vijayawada: -
Your loan application wouldn’t be valid if you don’t qualify for the eligibility criteria. So, before you start the application process, do check if you fulfil the eligibility criteria or not. You can use the eligibility calculator for the same.
After confirming your eligibility for a loan application, you can begin your application for a cash loan in Vijayawada. You have to give some basic details online and submit the form.
After you have initiated the loan application, you need to submit the documents online for loan processing.
Depending on various parameters, our team will review your loan application and make the final decision for your loan approval.
We provide quick loan payouts. The money is transferred to your bank account as soon as the loan is approved.
We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
Your minimum salary needs to be ₹20,000 to apply for a personal loan in Vijayawada.
You can’t apply for a personal loan without a credit score. You shall have a minimum score of 750 to apply for a loan.
The entire loan process will be completed in less than 24 hours.
If you don’t repay the personal loan, then you will have to pay penalty charges. Your credit score will also be impacted negatively.
There are no direct tax benefits on personal loans. But if the personal loans are taken for specific purposes like education expenses, home renovation, starting a business, etc, then it is qualified for tax benefits.
NRIs are not eligible to apply for personal loans in Vijayawada. Only Indian residents can apply.
You can get a maximum loan of ₹2.50 lakh.
You can use a loan eligibility calculator to check your personal loan eligibility.
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Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
