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We serve loans, the best way you can borrow
Noida is a planned city located in the state of Uttar Pradesh,, India. It is well-known for IT and software development companies like Samsung, Microsoft, HCL, etc. Also, the city has a large number of BPO companies. Hence, job seekers from nearby states and cities come to Noida for job purposes.
These job seekers could occasionally struggle to control their spending. From medical emergencies to wedding expenses, circumstances can arise at any time. At this time, they will need a personal loan.
lendingplate can help them in this. We offer instant personal loan in Noida at low interest rates. This will fulfil your needs without increasing any additional burden. You can get a personal loan from ₹10,000 to ₹2.50 lakhs, depending on your needs.
Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.
If you are looking for an instant loan in Noida, then lendingplate is the best financial partner you can find in Noida. Our personal loan comes with lots of benefits. Some of the main attributes and advantages of personal loans in Noida are as follows: -
You can finish the loan application process in less than ten minutes with the aid of our digital platform. Enter your basic information and submit the required files. Your loan will be immediately approved.
No collateral or security is needed to get a loan. When we issue loans, we take into account your income, credit score, and ability to repay. Therefore, no security is required.
The loan process at lendingplate is quite fast. The money will be credited to your account within 24 hours if everything is okay.
We offer loans from small amounts to large amounts as per your needs. You can take a loan from ₹10,000 to ₹2.50 lakhs as per your need.
We don’t want to overburden you with loan instalments. We therefore keep your loan EMI as low as you can manage.
To get a Noida personal loan you will need to fulfil certain eligibility criteria. This depends on various factors set by the credit policy. Let’s have a look at the minimum requirements to get an instant personal loan in Noida.
To obtain a personal loan in Noida, specific paperwork is required. The list of documents is as follows:
The entire application process for a Noida Personal loan is online. To apply for a cash loan in Noida, you must take the following actions: -
Checking the loan eligibility is the first thing that you need to do before you start the loan application process. You can use the personal loan calculator for the same.
You must submit the necessary paperwork for loan processing once the online application has been started. Visit the website and submit the documents.
Your loan application will be examined by our team of professionals. They will make the final decision for your loan approval.
The loan will be immediately granted if your application and supporting documentation are deemed acceptable.
We provide prompt loan disbursement. Just after the loan is approved, we transfer the funds to your account on an immediate basis.
If you fulfil the eligibility requirements for an instant personal loan in Noida, then the next thing you can do is initiate the application online. You can visit the lendingPlate website, complete the form, and send in your information.
We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
A salaried individual should have a minimum income of ₹20,000, and a self-employed professional should have a minimum income of ₹2.40 lakhs to get a personal loan in Noida.
To obtain a Noida Personal Loan, your credit score must be at least 750.
The processing time for a personal loan application would be no more than 24 hours.
You will be subject to penalties if you fail to make your loan payments on time. Obtaining a loan will be challenging due to the impact on your credit score.
You can receive tax benefits if you take out a personal loan for certain uses, such as building a new house, renovating an existing one, paying for school, or launching a business.
No, only Indian citizens can apply for personal loans at lendingplate.
You can get a maximum loan amount of ₹2.50 lakhs.
With the help of a loan eligibility calculator, you can check whether you are eligible for a loan or not.
Select the loan details you want to know
Select the loan details you want to know
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Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
