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Introduction to Personal Loans in Jaipur

Jaipur city is part of the “Golden Triangle of India” and is a popular tourist destination. The city has a vibrant economy with flourishing industries like textiles, jewellery, tourism etc. Due to this you will find many job seekers and businessmen here.

So high need arises for personal loan in Jaipur. lendingplate can fulfil your need for loan in Jaipur. lendingplate offers personal loan in Jaipur at low interest rates. You can go to website and apply for instant loan in Jaipur. Your loan will be approved on an instant basis. The funds will be credited to your bank account within 24 hours.

Personal Loan EMI Calculator

Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.

Amount
25000
Duration
12 M
Interest Rate
36 %
Monthly EMI

₹2512

Total Interest ₹5144
Total Amount ₹30144

Features and Benefits of Personal Loans in Jaipur

An urgent cash loan in Jaipur is the need of an hour. Lendingplate offers you instant loans within 24 hours of application. Here are some of the major benefits of personal loan in Jaipur: -

Instant Online Application

You can complete the online application for a loan within 10 minutes. You just need to enter basic details, upload the documents and get instant approval.

Flexible Usage

Whether you have plans for marriage, need funds for an emergency or want to buy a laptop, you can use the loan for any purpose. There is no restriction on end usage of the personal loan we offer.

Quick Funding

If everything is okay then you will get instant access to funds. The funds will be credited to your bank account within 24 hours of approval.

Flexible Loan Amount

You can borrow the loan for as much amount as you need. Lendingplate offers personal loans from ₹10,000 to ₹2.50 lakhs.

No Hidden Charges

We believe in being transparent. Hence there are no hidden charges for processing the loan. We clearly mention all details about loan like interest rates, instalments etc. and don’t hide anything.

Collateral Free Loan

To obtain an urgent cash loan in Jaipur you don’t have to provide any collateral. We offer collateral-free loans.

Eligibility

To get the personal loan you need to fulfil certain eligibility criteria. The eligibility criteria depend on various factors. To get a personal loan in Jaipur you need to fulfil the following criteria: -

  • Age has to be between 21-58 years.
  • You should be an Indian citizen. NRIs are not eligible.
  • The minimum salary has to be ₹20,000 per month for a salaried employee.
  • The minimum annual income has to be ₹2.40 lakhs for self-employed loan applicants.
  • The bank statement shall reflect regular salary credit.
  • GST registration is a must for self-employed.
  • The minimum credit score needed is 750.
  • Employment Proof or Business Certificate is needed.

Documents

The loan process at lendingplate is quite simple and hassle-free. There are only a few documents required that too you need to submit online. Here is a list of documents required for a personal loan in Jaipur:

  • Identity Proof: - Aadhar Card/ Voter ID card/Driving License / PAN card/ Passport.
  • Address Proof: - Utility Bills not older than 3 months/Rent Agreement/ Passport/Aadhar Card.
  • Income Proof: - Last 3 months’ salary slips/ Last 6 month’s bank statement/ Form 16/IT Return.
  • Job Continuity Proof: - Appointment Letter from Present Employer.

 

How to Apply for a Personal Loan in Jaipur?

We at lendingplate have made the entire loan application process quite simple. The entire process if digital. You need to follow the below mentioned steps to get a cash loan in Jaipur:

Check Loan Eligibility

To apply for a loan, you need to fulfil the eligibility criteria. You can check whether you are eligible for loan or not through a personal loan eligibility calculator.

Online Application

If you fulfil the eligibility criteria then it’s time to initiate an online application for an instant loan in Jaipur. For this, you will need to sign up on the lendingplate website. You need to fill out the form and submit it.

Quick Disbursement

We provide fast disbursement of funds. Within 24 hours of your application the funds will be credited.

Verification

We have a team of experts who will scrutinise the authenticity of your documents and the details given by you.

Loan Approval

If everything is found okay then you will get instant loan approval.

Provide Documents

After you have initiated the application for a personal loan, the next step is document submission. You will need to submit the documents required for the loan approval online.

Interest Rates and Charges on Personal Loans in Jaipur

We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –

Charges Details about the Charges
Processing Fee 1% - 5% of loan amount
Conversion Fee 1 - 5% of the amount
Interest Rate 12% - 36% per annum
Foreclosure 5% of the amount [Nil when prepaid on or after your]
Mandate Return Fee 500/- [inclusive of GST]

lendingplate’s Personal Loan Available Across India

Frequently Asked Questions

If you are a salaried employee then you should have a minimum monthly salary of ₹20,000. And if you are a self-employed person then your minimum annual income shall be ₹2.40 lakhs.

You need to have a minimum credit score of 750 to get a personal loan in Jaipur.

It doesn’t take more than 24 hours to process the personal loan application.

In case of failure to repay the personal loan, you will have to pay penalty charges. Moreover, your credit score will also be affected and you won’t get any loan from a bank or NBFC.

You can get tax benefits on personal loans if you avail of the loan for specific purposes like home renovation, starting a business, education expenses, home construction etc.

Only Indian citizens can apply for personal loans in Jaipur.

Lendingplate offers a maximum personal loan of ₹2.50 lakhs.

You can use the personal loan eligibility calculator available on lendingplate website to check your loan eligibility.

Personal Loan as per Budget

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Personal Loan as per Salary

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