Did You Know?
We serve loans, the best way you can borrow
Dehradun is the gateway to the Himalayas and the capital city of Uttarakhand. It is an upcoming IT hub as there are many IT and software companies being established. The city is also known as the “Education Hub of Uttarakhand” and has a pleasant climate and scenic landscapes.
Due to its picturesque landscape and beautiful weather, the city is also one of the popular tourist destinations in India. It is well-known for its high peaks, historical landmarks, and national parks. Being in this city, you may require finance to achieve your goals or during an emergency. You can easily get an instant personal loan in Dehradun from lendingplate, a leading NBFC in India.
We offer personal loan finance in Dehradun at affordable interest rates. You can apply for a personal loan on our website. Register on the LendingPlate website and submit an online loan application.
Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.
The instant personal loan in Dehradun offered by lendingplate is quite affordable and is collateral-free. Let’s have a look at the features and benefits of personal loans in Dehradun: -
Personal loans are taken by people at times of urgent need. Hence, they must be given fast approval. At lendingplate we assure fast loan approval as soon as the applicant meets eligibility criteria and document verification is completed.
These are unsecured loans; hence, there is no need for collateral. We offer collateral-free personal loans.
We offer personal loans at low interest rates starting from 12% per annum.
We don’t want to overburden our customers with the burden of EMI. Hence, we offer a flexible repayment schedule. The customer can choose the tenure of the loan from 3 months to 15 months.
There are no hidden charges attached to the instant loan in Dehradun that we offer. All charges and interest are declared to customers.
We also have a free look offer, as per which if the customer wants, he can return the entire loan amount within 3 days of disbursement. Customers will not be charged any fees for this.
If you have plans to take a personal loan in Dehradun, then you will need to understand the eligibility criteria. This will facilitate a speedy loan approval. The following are the prerequisites for obtaining an instant personal loan in Dehradun: -
lendingplate requires very few documents for personal loans. This is the list of documents needed to secure a personal loan finance in Dehradun: -
Applying for an instant personal loan in Dehradun is quite easy and fast through lendingplate. Here is how to get started: -
Firstly, you need to verify if you are eligible for an instant loan in Dehradun or not. If you meet the requirements, then can only apply for a personal loan.
You can move forward with the loan application if you fulfil the qualifying requirements. You must register on the LendingPlate website and provide your basic information.
We just ask for basic documents to process the loan. The scanned copies of the documents need to be submitted online.
Your loan application goes through a review by our team of loan specialists. They evaluate your application before determining whether or not to grant the loan.
Quick disbursals are necessary for personal loans. After the loan is approved, we disburse the funds on the same day.
We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
For salaried workers, the minimum income needed to qualify for a personal loan in Dehradun is ₹20,000. Your annual wage, if you are operating a business, should be ₹2.40 lakhs.
To qualify for a personal loan, you must have a credit score of at least 750.
The processing time for a loan application will not exceed twenty-four hours.
There will be penalties for loans that are not repaid. Additionally, your credit score will be impacted.
If you take a personal loan for home renovation, education expenses, starting a business, etc, then you can get tax benefits.
NRIs don’t qualify to apply for personal loans in Dehradun.
The maximum loan you can apply for is ₹2.50 lakhs.
With the help of a personal loan eligibility calculator available on lendingplate website, you can check your loan eligibility.
Select the loan details you want to know
Select the loan details you want to know
Planning your perfect wedding shouldn't be limited by money worries. Book the perfect venue, hire top photographers and order those gorgeous outfits today. A marriage loan covers everything from venue bookings to catering services. Our marriage loans bring you flexible repayment options and fast approvals. Start planning your special celebrations with the support of instant financing.
Want to explore new places, but your savings are falling short? A travel loan brings your dream holiday closer, letting you book flights and hotels right away. Pay in simple monthly instalments that match your salary. No need to touch your savings or miss those limited-time travel deals. Create wonderful memories now with our fast-track travel loans.
Multiple debts causing stress? Say goodbye to financial stress as you work steadily to become debt-free with simplified money handling. Stop juggling multiple payments and high interest rates. Get one loan to clear all your debts with lower monthly payments. Track your progress easily as you move steadily toward becoming debt-free with simplified money management.
Make your living space better without emptying your savings account. Fix that leaky roof or build the kitchen you've always wanted. Get competitive interest rates and flexible repayment options. Quick approvals mean you can start work fast. Smart interest rates and easy EMIs help you create better living spaces with peace of mind.
Getting urgent medical care shouldn't depend on your bank balance. Medical emergency loans give you quick access to funds when health issues strike. We care about your health with instant medical loans. Get started with minimal paperwork and receive money in your account within hours. Easy repayment terms let you concentrate on recovery while managing your finances sensibly.
Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
