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Kolkata is India's cultural heartbeat. Among the most notable individuals that have come from the city are Satyajit Ray, Swami Vivekanand, Rabindranath Tagore, and numerous others. It was also home to Mother Teresa.
Kolkata is also the capital of West Bengal and a hub of financial and commercial activities in eastern India. It has many tourist attractions, which make it very popular among tourists. Life is peaceful in Kolkata, but the need for finance can arise at any time. For this, you can rely on lendingplate.
Lendingplate offers easy personal loan in Kolkata at low interest rates. You can visit the lendingplate website and apply for an online personal loan in Kolkata. You will receive the funds within 24 hours of application. You can borrow loans from ₹10,000 to ₹2.50 lakhs.
Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.
An urgent cash loan in Kolkata is a need of an hour. Lendingplate offers you fast loan approval without much hustle. Here are some major features and benefits of online personal loan in Kolkata.
The complete loan process at lendingplate for urgent cash loan in Kolkata is online. You can complete the loan process from anywhere. You don’t need to visit the branch.
We offer you personal loans at the best possible interest rates. This will reduce your repayment burden as you won’t be burdened by too much interest on your loan.
We don’t ask for any collateral. We offer collateral-free personal loans.
We provide loans to fulfil all your needs. Whether you are planning for a foreign trip or have a medical emergency, you can use a personal loan for any purpose. There is no restriction on end usage.
If all your documents are clear and you pass all the parameters, then your loan will be approved instantly. The funds will be credited to your bank account within 24 hours of approval.
Before you proceed with a loan application you need to check if you qualify for the loan or not. The eligibility depends on various factors. Let’s go through the eligibility criteria required to get an easy personal loan in Kolkata:
We have a very hassle-free loan process to make it convenient for customers. From application to loan approval, everything takes place online. Customers are not required to visit the physical branch office. Here is a list of documents needed for a loan in Kolkata: -
Applying for a personal loan at LendingPlate is a pretty simple process. This is a comprehensive guide that will assist you in applying for an online personal loan in Kolkata.
You can apply for an easy personal loan in Kolkata only if you meet the minimum eligibility criteria. Therefore, be sure you are eligible before asking for a personal loan. To verify your eligibility, visit the Lendingplate website and utilise the personal loan eligibility calculator.
If you meet the eligibility criteria then you can initiate the online application for instant loan in Kolkata. For this, you need to Sign up on lendingplate website and fill up the basic details.
After initiating the application it’s time to submit the documents. Upload the required documents on the website.
Our Loan experts will review the application. They will give the final approval for your personal loan.
After reviewing your application, if everything is found okay then you will get instant loan approval.
We offer quick disbursement of the loan. Within 24 hours of the application, the funds will be credited to your bank account.
We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
If you are a salaried person then you should have a minimum monthly income of ₹20,000. And if you are running a business then your minimum annual income shall be ₹2.40 lakhs.
A loan applicant should have a minimum credit score of 750 to get an instant loan in Kolkata.
The entire loan process won’t take more than 24 hours.
In case of failure to repay the personal on time, you will face penalty charges. Your credit score will also be affected and you won’t be able to get any further loans from any bank or lender.
There are no direct tax benefits on personal loans. But if you avail loan in certain scenarios, then you get tax benefits. For example, personal loans taken for home renovation, education expenses, home construction etc are eligible for tax benefits.
NRIs are not eligible for personal loans in Kolkata. At lendingplate only Indian citizens can apply for personal loans.
The maximum personal amount of personal loan you can get from lendingplate is ₹2.50 lakhs.
One can use the personal loan calculator available on lendingplate website to check your eligibility.
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Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
