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Gurgaon is India’s second commercial capital after Mumbai. It ranks 3rd amongst cities in India with the highest GDP per capita income. Gurgaon is also the corporate hub of India. Not less than 60% of the companies of Fortune India 500 have their corporate offices in Gurgaon.
With the glamorous lifestyle that the city offers, it can become difficult to survive on a regular income. lendingplate’s instant personal loan in Gurgaon can help you manage your finances. Whether it's home renovation, wedding expenses or foreign trip, we fund both planned and unplanned expenses.
You can get a loan from ₹10,000 to ₹2.50 lakhs as per your needs. And we take care to keep the EMI as per your budget. So that it doesn’t increase your financial burden.
Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.
If you are looking for an instant loan in Gurgaon, then lendingplate can offer you the best personal loan deal. Our personal loans have their own benefits. Let’s have a look at the main attributes and advantages of personal loans in Gurgaon: -
Our digital platform allows you to complete the entire loan process online, and that too in 10 minutes. You just need to enter the basic information and submit the required documents. The loan will be approved on an instant basis.
We don’t ask for any security or collateral for an instant personal loan in Gurgaon. Rather, we issue loans by taking into account your credit score, income, repayment history and such factors. Hence, there is no need for any collateral.
Our loan process is quite fast. If everything is okay, then the funds will be credited to your account on an instant basis.
You can borrow as much as you need. We offer loans from ₹10,000 to ₹2.50 lakhs.
We care for you, and hence we keep the EMI so that you can manage. We don’t overburden you with high-cost EMI.
There are certain minimum requirements that you need to fulfil to get an instant personal loan in Gurgaon. This is determined by the credit policy. Let's review the requirements for Gurgaon personal loan eligibility: -
To get an instant loan in Gurgaon one needs to give certain documents. Here is a list of documents required:
The process of applying for an instant personal loan in Gurgaon is really simple and easy. You must take the actions listed below:
Before you start the application process for an urgent cash loan in Gurgaon, do check your eligibility for the loan. You can use the personal loan eligibility calculator available on lendingplate website.
If you fulfil the minimum requirements, then the next thing you can do is initiate the application online. Visit the lendingplate website, fill up the details and submit the form.
You need to submit the required documents for loan processing. For this, you can visit the website and submit the application.
We have a team of experts who review the loan application. They will decide whether to approve your loan or not.
You will get loan approval if the application is okay and the documents submitted are genuine.
We offer quick disbursement. We transfer the money to your bank account within 24 hours of the loan approval.
We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
A salaried individual must earn at least ₹20,000 per month, and a self-employed professional must earn at least ₹2.40 lakhs annually in order to qualify for an urgent cash loan in Gurgaon.
To qualify for a personal loan, your credit score must be at least 750.
Overall, it will take no more than 24 hours to process an application for an instant personal loan in Gurgaon.
You will be charged with penalty if you don’t pay your personal loan EMIs on time. It will also impact your credit score. Hence, getting a loan will be a tough task then.
Obtaining a personal loan for certain uses can lead to tax benefits. This includes building a new house, renovating an existing one, paying for school expenses, or launching a business.
NRIs can’t get personal loans in Gurgaon.
You can get a maximum loan of ₹2.50 lakhs.
You can use the loan eligibility calculator available on the lendingplate website to check if you are eligible for an instant cash loan in Gurgaon or not.
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Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
