
Pune is the second largest city of Maharashtra state after Mumbai and is also an important role in economic and industrial growth. Due to its rich historical past, the city has become the cultural capital of Maharashtra. The city is also termed as ‘Oxford of India’ as it has numerous educational institutes.
The living expenses in Pune are quite low compared to Mumbai, but it is still not so inexpensive place to live in. At times you will need more money for various occasions like a close friend’s wedding, medical emergency or buying a new laptop. At this time, you need an online personal loan in Pune.
Lendingplate offers instant personal loan in Pune to fulfil your financial needs. We offer the lowest interest rate in the market and hence you can borrow money without taking the burden of a high instalment.
Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.
If you go for an online personal loan in Pune from lendingplate then it comes with a lot of benefits to fulfil your requirements. Due to this personal loans from lendingplate are more than financial support and help to fulfil your dreams without any financial burden.
The loan process is online. You don’t have to visit any physical branch.
There is no restriction on end usage of the loan. You can use the personal loan for any purpose which includes weddings, home renovation, medical emergencies etc.
We offer instant funds. Within 24 hours of your application, the funds get transferred to your bank account.
There is no need for any collateral for online personal loan in Pune. You can easily get a loan from lendingplate without any collateral.
You pay what you can afford. We fix budget-friendly EMI to make the loan affordable for you.
Getting a loan depends on meeting basic conditions that show you can repay. We check these factors to approve your loan application quickly and without trouble.
We keep paperwork simple so you get your personal loan in Bangalore faster without delays. These documents help us verify your details and process your application right away.
Before applying for an online personal loan in Pune you will need to check if you meet the eligibility criteria for a loan or not. For this, you can log on to the lendingplate website and check your loan eligibility.
If you fulfil the eligibility criteria for a personal loan you can proceed to apply for personal loan online. There is an online form available for this. In this form you need to give basic details like age, occupation, income etc. Fill in these details and submit the form.
After you submit the application, then you need to submit the documents. Upload the necessary documents required on the lendingplate website.
There are loan experts who will review your loan application. After analysing your application and verifying the documents, they will decide whether to approve the loan or not.
If your application is found legit and everything is okay then your loan will be approved.
After your loan is approved, your bank account will be credited with loan amount within 24 hours.
We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –
Charges | Details about the Charges |
Processing Fee | 1% - 5% of loan amount |
Conversion Fee | 1 - 5% of the amount |
Interest Rate | 12% - 36% per annum |
Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
Mandate Return Fee | 500/- [inclusive of GST] |
You shall be earning a minimum monthly salary of ₹20,000 to avail personal loan in Pune.
A minimum credit score of 750 is required for an instant personal loan in Pune.
If you have a good credit score and you meet all eligibility criteria then your loan will be approved on an instant basis. It will not take more than 24 hours.
In case of any default in loan repayment, you will have to face penalty charges. In addition to this, your credit score will also be affected. It will be difficult for you to get any loans from any lender in Pune.
There is no specific tax benefit on personal loans in Pune. But in certain scenarios, you can claim tax benefits on a personal loan. For example, personal loans taken for home construction, renovation of a home, education expenses, and starting a business are eligible for tax benefits.
NRIs are not eligible for any personal loan in Pune. Only Indian citizens can apply for personal loans at lendingplate.
The maximum limit for a personal loan is ₹2.50 lakhs.
You can use the personal loan calculator to check the eligibility criteria before applying for a personal loan.
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