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Introduction to Personal Loans in Nashik

Popularly known as the “Wine Capital of India”, Nashik is a vibrant city where you can find ancient heritage aligning with modernity. Situated on the banks of the Godavari River, the city is encircled by tranquil hills, lakes, and verdant woods.

Whether you are self-employed or a working professional in Nashik, the need for funds can arise at any time. From medical emergencies to foreign vacations, there can be planned as well as unplanned events. Your need for a Nashik personal loan can be fulfilled by lendingplate.

We offer personal loan in nashik at the best possible rates. You can get a loan from ₹10,000 to ₹2.50 lakhs depending on your requirements.

Personal Loan EMI Calculator

Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.

Amount
25000
Duration
12 M
Interest Rate
36 %
Monthly EMI

₹2512

Total Interest ₹5144
Total Amount ₹30144

Features and Benefits of Personal Loans in Nashik

If you are looking for an urgent personal loan in Nashik, then lendingplate is the best financial partner you can have. Our personal loans have lots of benefits. Let’s go through some of the main features and benefits: -

Quick Application

Our digital platform helps you to complete the entire process for nashik personal loan just in 10 minutes. You just need to enter the basic details online and submit the documents. You will get loan approval on an instant basis.

No collateral Requirement

We take into consideration your credit score, income, repayment capacity and other such factors for approving your loan. Hence there is not need for any collateral or security.

Fast Funding

We give fast funding. If your application is legit and everything is okay then it won’t take more than 24 hours for funds to get credited to your bank account.

Flexible Loan Amount

Whether your need is of small amount or large amount, we will fulfil all. You can take a loan from ₹10,000 to ₹2.50 lakhs as per your need.

Affordable Instalment

We determine the loan instalment depending on your income. Hence, we keep the loan EMI as much as you can manage.

Flexible Usage

There are no limits on how you use the personal loan. Whether it's a wedding, emergency or a foreign trip you can get a loan for any purpose.

No Hidden Charges

Transparency is something we value. Therefore, there are no hidden fees associated with loan processing. We don't conceal anything and openly mention all loan information, including interest rates and instalments.

Eligibility

You must meet specific eligibility requirements to be eligible for an urgent personal loan in Nashik. This is dependent on several variables established by the credit policy. Let's examine the prerequisites for obtaining an immediate personal loan in Nashik: -

  • The age limit is between 21–58 years.
  • The applicant needs to be an Indian citizen. We don't offer loans to NRIs.
  • The minimum salary for a salaried applicant should be ₹20,000.
  • Self-employed people are required to make at least 2.40 lakhs annually.
  • A regular pay credit ought to appear on the bank statement.
  • Professionals who work for themselves are required to register for GST.
  • 750 should be the minimal credit score.

Documents

The following documents are required for a personal loan in Pune:

  • Identity Proof: - Aadhar Card/ Voter ID card/Driving License / PAN card/ Passport.
  • Address Proof: - Utility Bills not older than 3 months/Rent Agreement/ Passport/Aadhar Card.
  • Income Proof: - Last 3 months’ salary slips/ Last 6 months’ bank statement/ Form 16/IT Return.
  • Job Continuity Proof: - Appointment Letter from Present Employer.

 

 

How to Apply for a Personal Loan in Nashik?

lendingplate assures that the entire loan application process for Nashik personal loan is smooth and simple. Hence, we allow you to apply for a personal loan online. Here are the steps that you need to follow: -

  1. Verification of Loan Eligibility

    Before starting the Nashik Personal loan application process, it’s better to check if you actually qualify for the loan or not. Hence you need to check your eligibility for a loan. You can utilize the personal loan eligibility calculator available on lendingplate website.

  2. Apply Online

    Once you have verified that you fulfil the loan eligibility criteria, then it’s time to apply for the loan. You can initiate the application online. Go to the lendingplate website, fill up the details and submit the online form.

  3. Document Submission

    The next step after starting a loan application online is to submit your supporting documentation. You must complete and submit a little number of documents online.

  4. Verification

    We have loan professionals who will verify your loan application. They make the decision to approve or deny your loan.

  5. Approval of Loan

    You will receive immediate loan approval if the application is found to be complete.

  6. Quick Disbursement

    We disburse the loan at a faster pace. As soon as the loan is approved the funds get transferred to your bank account.

Interest Rates and Charges on Personal Loans in Nashik

We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –

Charges Details about the Charges
Processing Fee 1% - 5% of loan amount
Conversion Fee 1 - 5% of the amount
Interest Rate 12% - 36% per annum
Foreclosure 5% of the amount [Nil when prepaid on or after your]
Mandate Return Fee 500/- [inclusive of GST]

lendingplate’s Personal Loan Available Across India

Frequently Asked Questions

You should make at least ₹20,000 per month if you are a salaried employee. Additionally, if you work for yourself, you must make at least ₹2.40 lakhs a year to get a personal loan in Nashik.

Your credit score must be at least 750 to be eligible for a personal loan.

The processing of the personal loan application takes no more than twenty-four hours.

You will face penalty charges and your credit score will be affected negatively if you fail to repay the loan.

If you take out a personal loan for specific purposes, including starting a business, building a new home, remodeling an old one, or paying for school expenses, you may be eligible for tax benefits.

NRIs are not eligible for personal loans in Nashik.

The maximum loan amount you can take is ₹2.50 lakhs.

To determine your loan eligibility, utilize the personal loan eligibility calculator on the Lendingplate website.

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