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Odisha is an eastern coastline state of India and has a beautiful environment. It is a land of temples and beaches, and is also known for wildlife sanctuaries and tribal culture. The state carries the legacy of culture with historic temples like Konark’s Sun Temple and the Jagannath Temple in Puri. It is also admired for its natural beaches, forests and wild animals.
Odisha’s economy is empowered with industries like mining, agriculture and tourism. Living here, if any need arises for funds, then you can get an instant personal loan in Odisha from lendingplate. From foreign travel to medical emergencies or any other personal needs can be fulfilled with this personal loan.
lendingplate offers collateral-free personal loans at low interest rates. Anyone from Odisha can apply for this personal loan from our website. It won’t take much time.
Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.
Lendingplate offers a hassle-free urgent cash loan in Odisha with special advantages. Let's examine the primary characteristics and benefits of personal loans: -
Personal loans can be taken for any purpose. Be it a friend’s wedding, medical emergency, home renovation, debt consolidation or any other urgent needs. There are no limitations to its usage.
Personal loans are unsecured loans offered to fulfil urgent needs. Hence, it doesn’t require any collateral.
People opt for personal loans to meet urgent needs. Hence, they must be approved right away. We take care to approve it as quickly as possible.
Lendingplate personal loans are offered at low interest which, starts at 12% interest rate per annum.
Freedom is given to the borrower to choose the tenure which doesn’t overburden him. Tenure can range from 3 months to 15 months.
There are no hidden charges on instant personal loan in Odisha offered by lendingplate. All charges are declared in advance to the borrower.
You must fulfil specific eligibility standards before you can apply for an instant loan in Odisha. The following are the prerequisites for personal loans:
There is minimal documentation to process the instant personal loan in Odisha. Here are the main documents required: -
lendingplate's loan procedure isn't that complicated. Using our website to apply for an instant personal loan in Odisha is easy and quick. Here is a thorough guide to assist you with the application process:
First and foremost, the thing you need to do is check your eligibility for a loan. Meeting the loan eligibility criteria is necessary to proceed with the loan application process.
If you fulfil minimum loan requirements and are eligible for a personal loan, then you can start your application process. For this, you need to sign up on the lendingplate website and fill up the form. You are required to give personal and professional details.
Only a few basic documents are required for a loan application. You need to submit the scanned copies of the necessary documents online.
Our team of loan specialists will verify your loan application. They will determine whether to approve the personal loan application or not.
If your application passes through all necessary requirements in the verification check by loan specialists, then your loan is approved.
People opt for personal loans for urgent needs. Hence, we disburse the loan funds as soon as the loan gets approved.
We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
Your monthly salary shall be at least ₹20,000 to be eligible for an urgent cash loan in Odisha
You shall have a minimum credit score of 750 for a personal loan application in Odisha.
Within 24 hours, the entire loan application process will be concluded.
There will be penalties for any loan repayment default.
If the personal loan is taken for some specific purpose like home renovation, education expenses, starting a business etc, then it's eligible for tax benefits.
Only Indian residents can apply for personal loans in Odisha.
The maximum loan amount that you can borrow from Lendingplate in Odisha is ₹2.50 lakhs.
To determine your loan eligibility, utilise the personal loan eligibility calculator on the Lendingplate website.
Select the loan details you want to know
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Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
