Did You Know?
We serve loans, the best way you can borrow
Andhra Pradesh's largest and most populated city is Vizag, often called Vishakhapatnam. It is also among South India's wealthiest cities. Vizag City is in the development stage of becoming one of the smartest cities in India. Hence, living expenses here are going to increase.
You have a lot of obligations, whether you live in Vizag alone or with family. A need for finances can arise at any point in time. When uncertainty hits, a personal loan will fulfil all your needs. You can easily get an instant personal loan in Vizag from lendingplate.
One can apply for Lendingplate’s personal loan finance in Vizag, available at the lowest interest rates with flexible repayment tenure. A multi-purpose personal loan from lendingplate comes with unrestricted end usage. Whether it's child education, a medical emergency or a family vacation plan, a personal loan can be used for any purpose.
Want to plan your payments with our personal loan EMI calculator monthly? Get clear numbers in seconds to make smarter borrowing decisions.
For an immediate personal loan finance in Vizag, Lendingplate is a reliable financial partner. There are numerous advantages to our personal loans. The primary attributes and advantages are as follows:
It would hardly take less than 10 minutes to complete the entire loan application process on lendingplate’s web portal. Simply fill out the necessary information and send the documents online. Additionally, your loan will be approved immediately.
Collateral is not needed to get a Vizag personal loan through lendingplate. We approve your loan based on other factors like credit score, repayment capacity, income, etc. Hence, no need to pledge the property.
We provide quick finance. Funds will be credited to your bank account within 24 hours if your application is legitimate and everything is in order.
No matter how big or small your loan demands are, we can satisfy them all. Loans ranging from ₹10,000 to ₹2.50 lakhs are available.
Depending on your income, we calculate the loan instalment. As a result, we limit the loan EMI to what you can afford.
There are no limits on how you can use the personal loan. Whether it's a wedding, an emergency or a foreign trip, you can get a loan for any purpose.
Transparency is important to us. Consequently, there aren't any unstated costs related to loan processing. We provide all loan details, including interest rates and instalments, openly and honestly.
There are certain eligibility requirements that you need to fulfil to get an instant personal loan in Vizag. This is determined by the credit policy of the lender. Let’s go through some necessary prerequisites for Vizag Personal Loan: -
To obtain a personal loan finance in Vizag, you must submit specific documents online. Here is the list of documents needed: -
lendingplate guarantees a simple and easy loan application process for the Vizag personal loan. We therefore permit you to submit an online application for a personal loan. The steps you must take are as follows: -
Check first if you fulfil the eligibility criteria for an instant personal loan in Vizag or not. You can go to lendingplate website, and use the personal loan eligibility calculator to check the same.
After ensuring that you meet the minimum eligibility criteria set by lendingplate, you can proceed to initiate the online application for personal loan finance in Vizag.
When you are done with the online application initiation, the next step would be the submission of documents. Go to lendingplate website and upload the necessary documents.
Your loan application is reviewed and verified by our team of loan specialists. They have the last say over whether or not to approve the loan.
If your loan application and documents are found okay, then you will get loan approval on an instant basis.
We provide fast loan disbursement. With the approval of the loan, we will transfer the funds to your bank account.
We at lendingplate maintain complete transparency with our interest rates as well as other charges mentioned below –
| Charges | Details about the Charges |
| Processing Fee | 1% - 5% of loan amount |
| Conversion Fee | 1 - 5% of the amount |
| Interest Rate | 12% - 36% per annum |
| Foreclosure | 5% of the amount [Nil when prepaid on or after your] |
| Mandate Return Fee | 500/- [inclusive of GST] |
It is expected that a salaried individual earns a minimum ₹20,000 per month and a self-employed individual earns ₹2.40 lakh per annum to be eligible for personal loan finance in Vizag.
A credit score plays an important role in loan approval. A minimum credit score of 750 is necessary to get a personal loan in Vizag.
It won’t take more than 24 hours for loan processing.
Failure to repay the loan will result in penalty charges and a negative impact on your credit score.
For certain uses, obtaining a personal loan may have tax benefits. This includes establishing a business, covering educational costs, constructing a new home, or renovating an existing one.
Only Indian citizens are eligible to apply for personal loans in Vizag.
You can only take out loans up to ₹2.50 lakhs.
To find out if you qualify for a Vizag personal loan, utilise the loan eligibility calculator on the Lendingplate website.
Select the loan details you want to know
Select the loan details you want to know
Planning your perfect wedding shouldn't be limited by money worries. Book the perfect venue, hire top photographers and order those gorgeous outfits today. A marriage loan covers everything from venue bookings to catering services. Our marriage loans bring you flexible repayment options and fast approvals. Start planning your special celebrations with the support of instant financing.
Want to explore new places, but your savings are falling short? A travel loan brings your dream holiday closer, letting you book flights and hotels right away. Pay in simple monthly instalments that match your salary. No need to touch your savings or miss those limited-time travel deals. Create wonderful memories now with our fast-track travel loans.
Multiple debts causing stress? Say goodbye to financial stress as you work steadily to become debt-free with simplified money handling. Stop juggling multiple payments and high interest rates. Get one loan to clear all your debts with lower monthly payments. Track your progress easily as you move steadily toward becoming debt-free with simplified money management.
Make your living space better without emptying your savings account. Fix that leaky roof or build the kitchen you've always wanted. Get competitive interest rates and flexible repayment options. Quick approvals mean you can start work fast. Smart interest rates and easy EMIs help you create better living spaces with peace of mind.
Getting urgent medical care shouldn't depend on your bank balance. Medical emergency loans give you quick access to funds when health issues strike. We care about your health with instant medical loans. Get started with minimal paperwork and receive money in your account within hours. Easy repayment terms let you concentrate on recovery while managing your finances sensibly.
Unifinz Capital India Limited is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
